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Kentucky ZIP codes

Quick answer

Kentucky contains 779 ZIP code tabulation areas. The statewide sales tax base rate is 6% with no local add-ons.

Type the 5-digit ZIP to open its profile.

Top 100 ZIP codes by population

Largest by population, Census 2019-2023 ACS 5-year estimates.

ZIPCountyPopulationMedian incomeMedian home valueMedian rent
40475Madison County65,030$62,731$232,700$863
42101Warren County63,290$49,045$188,200$905
41042Boone County55,880$75,582$210,500$1,240
42701Hardin County53,240$68,715$235,500$902
40324Scott County52,173$83,012$262,700$1,188
40601Franklin County51,627$67,125$199,900$944
40214Jefferson County45,986$53,563$176,700$950
42301Daviess County45,399$62,010$180,600$883
40356Jessamine County45,142$75,264$246,300$1,020
40509Fayette County45,135$89,429$338,200$1,317
40216Jefferson County43,764$50,211$154,500$883
42303Daviess County42,038$63,010$183,400$941
40299Jefferson County41,724$85,419$274,900$1,290
42240Christian County41,510$49,872$147,400$866
40291Jefferson County41,506$81,576$264,700$1,161
42104Warren County41,273$73,975$282,600$980
41017Kenton County40,661$100,645$278,100$985
40229Jefferson County40,015$78,877$197,300$1,294
40245Jefferson County39,261$120,171$432,900$1,605
40219Jefferson County39,107$52,271$186,000$967
40165Bullitt County38,533$77,083$242,700$939
42420Henderson County38,434$56,661$164,800$792
40272Jefferson County37,595$66,382$169,700$1,147
40515Fayette County36,787$83,782$317,400$1,234
40391Clark County36,729$67,910$197,200$884
40517Fayette County36,396$51,778$196,300$1,092
40511Fayette County36,101$77,476$233,400$1,159
40220Jefferson County33,893$73,502$249,700$1,187
40218Jefferson County33,292$56,191$195,600$1,059
41051Kenton County32,192$100,169$241,600$1,219
42141Barren County32,133$51,188$170,700$833
40065Shelby County31,763$76,813$254,200$1,002
40241Jefferson County30,910$95,775$349,200$1,433
42001McCracken County30,816$68,868$210,100$916
42071Calloway County30,750$48,976$188,700$841
40004Nelson County30,345$64,222$224,600$946
40701Whitley County29,767$47,288$162,500$733
42003McCracken County29,384$54,052$160,700$696
41018Kenton County28,707$70,267$173,700$1,044
40207Jefferson County28,633$98,583$401,500$1,248
40503Fayette County27,825$74,161$280,000$1,110
41011Kenton County27,558$67,075$269,400$1,011
42431Hopkins County27,095$57,529$151,800$858
40403Madison County26,733$60,105$180,800$827
40502Fayette County26,593$73,939$483,600$1,068
40258Jefferson County26,590$66,263$173,100$1,146
42718Taylor County26,461$60,764$164,900$688
40504Fayette County26,164$43,015$209,400$888
40422Boyle County25,997$60,926$214,300$774
40505Fayette County25,855$58,922$166,300$914
40031Oldham County25,697$96,682$316,300$1,120
42503Pulaski County25,638$53,377$198,500$873
41005Boone County25,621$102,462$243,900$1,408
41091Boone County24,371$134,621$364,300$1,599
40508Fayette County24,356$28,040$174,900$900
40205Jefferson County24,335$98,990$361,900$1,095
40383Woodford County24,228$80,444$279,400$998
40342Anderson County23,739$71,819$212,600$870
42066Graves County23,635$48,118$135,100$695
40741Laurel County23,303$60,417$155,600$825
41501Pike County23,272$44,719$147,000$873
40223Jefferson County23,264$97,033$343,600$1,431
40160Hardin County23,205$59,293$161,500$889
40047Bullitt County23,160$93,609$259,600$935
40014Oldham County23,039$118,750$381,500$1,117
40353Montgomery County22,534$56,981$179,600$794
40351Rowan County22,338$51,110$163,000$775
42103Warren County21,927$84,624$303,700$1,104
40222Jefferson County21,634$81,623$347,000$1,326
40211Jefferson County21,165$32,598$97,900$925
40330Mercer County20,805$61,804$187,000$780
41102Boyd County20,779$68,110$152,900$790
41015Kenton County20,396$63,783$176,500$857
40206Jefferson County20,345$72,543$276,100$1,142
40744Laurel County20,104$64,643$157,000$772
40059Oldham County19,899$165,000$533,800$1,844
41071Campbell County19,662$58,329$186,000$1,047
40215Jefferson County19,444$42,762$106,500$976
41101Boyd County19,331$53,491$120,100$907
42025Marshall County19,238$66,919$172,800$782
41001Campbell County19,206$102,468$265,100$1,113
42134Simpson County19,117$55,347$193,300$1,002
42633Wayne County18,609$42,500$124,200$665
40228Jefferson County18,491$75,762$220,200$1,370
40361Bourbon County18,422$57,074$216,700$793
40769Whitley County17,931$41,772$94,100$729
40203Jefferson County17,540$31,430$179,300$828
42501Pulaski County17,441$49,449$131,400$808
41075Campbell County17,433$99,075$298,700$1,096
42164Allen County17,416$58,336$180,100$747
40962Clay County17,390$39,694$95,100$713
41076Campbell County17,145$72,387$203,800$1,132
40514Fayette County16,919$96,337$289,900$1,549
41031Harrison County16,748$62,052$193,900$765
40071Spencer County16,702$97,349$297,900$941
41701Perry County16,646$39,427$107,500$802
40175Meade County16,283$75,156$205,500$1,258
41048Boone County16,262$129,354$306,800$1,350
42728Adair County16,108$49,063$134,100$776
42276Logan County16,042$63,586$156,500$741

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

All 779 ZIP codes

Every ZIP code area in the state, in numeric order.

Reading this Kentucky list

What the Kentucky numbers actually show.

Kentucky is unusually decentralised. No single centre dominates — the ten largest ZIP codes together hold just 12% of the 4,499,246 residents here, and 131 separate entries clear 10,000 people. State-level averages are more representative here than in most states, because there is no outsized core pulling them. The median row holds just 1,457 residents. At that scale margins of error widen sharply, and a single large household or seasonal population can shift a median.

Kentucky runs cheap on housing relative to earnings: $130,850 median home value against $53,906 of household income works out to 2.4 years of gross income, against 3.9 nationally. Incomes are lower here too, so the local comparison that matters for a move is rent. Rent stays modest against earnings — $791 a month, roughly 18% of median household income over a year.

The internal range is wide but not exceptional: $83,983 at the ninetieth percentile against $34,156 at the tenth, a 2.46× gap. At the edges, 40025 tops the list at $250,001 and 42047 anchors the bottom at $2,499.

About one row in 6 is incomplete — 138 of 779 ZIP codes have a suppressed estimate, almost all of them at the small end. Five-year estimates average responses over sixty months, so what is published is a stable baseline rather than a reading of this month's market.

Questions people ask

Specific to Kentucky.

How many ZIP codes does Kentucky have? 779 appear in the current federal tabulation. ZIP code tabulation areas are the Census approximation of postal ZIP codes, so the count differs slightly from the number of ZIPs the Postal Service delivers to in Kentucky, and PO-box-only ZIPs have no area at all.

Which Kentucky row should I compare mine against? Pick ZIP codes within roughly the same population band. In a state this spread out, size drives the housing and income figures more than region does.

How current is this? Every figure comes from the American Community Survey 2019-2023 ACS 5-year release published by the US Census Bureau, ACS 2019-2023 5-year estimates. It reflects the full survey window rather than a single date, and it is the most recent vintage available for ZIP codes this small.

More Kentucky data.