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Harlan County · Kentucky

ZIP code 40847

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 40847 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
97

ZCTA residents

Median income
$2,499

Household, past 12 months

Median home
—

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 40847 sits in Harlan County, Kentucky and is home to 97 people. Median household income is $2,499, the median home is worth — and median gross rent is —. 72.3% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Harlan County

FIPS 21095

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 40847

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
97ZIP 40847 residents
Median household income
$2,499Past 12 months, inflation adjusted
Median home value
—Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
39.9 yrsAll residents
Homeownership rate
72.3%Owner-occupied households

ZIP 40847 in context

How this area compares with national benchmarks.

ZIP 40847 is a very small community in Harlan County, Kentucky, with 97 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #725 of 779 ranked by population — larger than 6% of them. The median age here is 39.9 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 40847 earn a median of $2,499 a year, 96.8% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 70.1% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 40847 is valued at not published, while median gross rent runs not published a month. 72.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

With 97 residents, a handful of survey responses moves every median on this page. Compare ZIP 40847 against its county rather than against national figures.

The Census withheld home value, gross rent for ZIP 40847 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 40847 in context

How 40847 sits inside Harlan County and Kentucky.

ZIP 40847 is tabulated inside Harlan County, Kentucky, one of 25 ZIP areas the Census publishes for that county and 779 across Kentucky. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 40847 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 40847 reports a median household income of $2,499, 93% below the $36,430 county median, and 95% below the $53,906 typical KY ZIP. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Kentucky charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 40847.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 40847 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 40847

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
—20% down, 30-yr at 6.75%
Poverty rate
70.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 40847 compares

ZIP 40847 against the median ZIP in Harlan County and across Kentucky.

MeasureZIP 40847County medianState medianvs state
Median household income$2,499$36,430$53,906-95%
Median home value—$64,750$130,850—
Median gross rent—$640$791—
Population976351,457-93%

Medians are computed across the 25 ZIP areas in Harlan County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 0% of 641 state ZIPs

#639
Home value

Not published

—
Population

larger than 7% of 779 state ZIPs

#725

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
41766Leslie County$20,361$86,900—
40935Knox County$21,707$50,900$681
40906Knox County$22,355$120,900$660
40845Bell County$23,003$98,600$830
41650Floyd County$23,871$86,100—
41815Letcher County$24,172$77,700—

Nearby ZIP codes

Other ZIP codes filed under Harlan County.

Adjacent ZIP Codes

Other ZIP codes in Harlan County, Kentucky.

ZIP 40847 questions

Common questions about this ZIP code.

Where is ZIP code 40847?
ZIP 40847 lies mostly in Harlan County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 40847?
Kentucky charges 6% statewide.
Is 40847 expensive to live in?
Median rent runs — a month, and the median home is worth — — — against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 40847, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.