ZIP code 40202

ZIP 40202 is a mid-size town in Jefferson County, Kentucky, with 7,109 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #161 of 779 ranked by population — larger than 79% of them. The median age here is 39.9 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 40202 earn a median of $29,382 a year, 62.6% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 38.1% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 40202 is valued at $340,000, 12.1% above the national figure, while median gross rent runs $881 a month, 37.3% below the national figure, or roughly $10,572 across a full year. A household on the local median income would put about 36% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 11.6×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 8.2% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 11.6× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 40202 is tabulated inside Jefferson County, Kentucky, one of 38 ZIP areas the Census publishes for that county and 779 across Kentucky. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 40202 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 40202 reports a median household income of $29,382, 58% below the $69,640 county median, and 45% below the $53,906 typical KY ZIP. Owner-occupied homes are valued at a median of $340,000, 54% above the county figure and 160% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $881 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 40202 carries 6% at the register, assembled from the Louisville jurisdiction stack: the Kentucky state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 40202 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 40202 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.