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Boone County · Kentucky

ZIP code 41091

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 41091 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
24,371

ZCTA residents

Median income
$134,621

Household, past 12 months

Median home
$364,300

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 41091 sits in Boone County, Kentucky and is home to 24,371 people. Median household income is $134,621, the median home is worth $364,300 and median gross rent is $1,599. 92.9% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Boone County

FIPS 21015

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 41091

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
24,371ZIP 41091 residents
Median household income
$134,621Past 12 months, inflation adjusted
Median home value
$364,300Owner-occupied units
Median gross rent
$1,599Rent plus utilities, monthly
Median age
38.3 yrsAll residents
Homeownership rate
92.9%Owner-occupied households

ZIP 41091 in context

How this area compares with national benchmarks.

ZIP 41091 is a mid-size town in Boone County, Kentucky, with 24,371 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #54 of 779 ranked by population — larger than 93% of them. The median age here is 38.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 41091 earn a median of $134,621 a year, 71.4% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 2.4% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 41091 is valued at $364,300, 20.1% above the national figure, while median gross rent runs $1,599 a month, 13.7% above the national figure, or roughly $19,188 across a full year. A household on the local median income would put about 14.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 92.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 41091 in context

How 41091 sits inside Boone County and Kentucky.

ZIP 41091 is tabulated inside Boone County, Kentucky, one of 7 ZIP areas the Census publishes for that county and 779 across Kentucky. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 41091 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 41091 reports a median household income of $134,621, 31% above the $102,462 county median, and 150% above the $53,906 typical KY ZIP. Owner-occupied homes are valued at a median of $364,300, 49% above the county figure and 178% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,599 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Kentucky charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 41091.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 41091 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 41091

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$1,890/mo20% down, 30-yr at 6.75%
Poverty rate
2.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 41091 compares

ZIP 41091 against the median ZIP in Boone County and across Kentucky.

MeasureZIP 41091County medianState medianvs state
Median household income$134,621$102,462$53,906+150%
Median home value$364,300$243,900$130,850+178%
Median gross rent$1,599$1,295$791+102%
Population24,37116,2621,457+1573%

Medians are computed across the 7 ZIP areas in Boone County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 99% of 641 state ZIPs

#6
Home value

above 98% of 654 state ZIPs

#15
Population

larger than 93% of 779 state ZIPs

#54

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
40023Jefferson County$135,863$430,200$1,199
40026Oldham County$131,897$425,600$2,022
41048Boone County$129,354$306,800$1,350
40513Fayette County$126,642$448,100$1,413
40056Oldham County$123,317$319,400$1,479
41642Floyd County$123,071$119,800$1,088

Nearby ZIP codes

Other ZIP codes filed under Boone County.

Adjacent ZIP Codes

Other ZIP codes in Boone County, Kentucky.

ZIP 41091 questions

Common questions about this ZIP code.

Where is ZIP code 41091?
ZIP 41091 lies mostly in Boone County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 41091?
Kentucky charges 6% statewide.
Is 41091 expensive to live in?
Median rent runs $1,599 a month, about 14% of median household income, and the median home is worth $364,300 — +178% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 41091, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.