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Morgan County · Kentucky

ZIP code 41352

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 41352 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
616

ZCTA residents

Median income
$47,639

Household, past 12 months

Median home
$105,900

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 41352 sits in Morgan County, Kentucky and is home to 616 people. Median household income is $47,639, the median home is worth $105,900 and median gross rent is —. 94.5% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Morgan County

FIPS 21175

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 41352

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
616ZIP 41352 residents
Median household income
$47,639Past 12 months, inflation adjusted
Median home value
$105,900Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
36 yrsAll residents
Homeownership rate
94.5%Owner-occupied households

ZIP 41352 in context

How this area compares with national benchmarks.

ZIP 41352 is a very small community in Morgan County, Kentucky, with 616 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #552 of 779 ranked by population — larger than 29% of them. The median age here is 36 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 41352 earn a median of $47,639 a year, 39.3% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 41352 is valued at $105,900, 65.1% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 94.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 616 residents, a handful of survey responses moves every median on this page. Compare ZIP 41352 against its county rather than against national figures.

The Census withheld gross rent for ZIP 41352 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 41352 in context

How 41352 sits inside Morgan County and Kentucky.

ZIP 41352 is tabulated inside Morgan County, Kentucky, one of 6 ZIP areas the Census publishes for that county and 779 across Kentucky. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 41352 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 41352 reports a median household income of $47,639, 8% above the $43,924 county median, and 12% below the $53,906 typical KY ZIP. Owner-occupied homes are valued at a median of $105,900, 19% above the county figure and 19% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Kentucky charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 41352.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 41352 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 41352

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.2×Home value ÷ household income
Est. mortgage
$549/mo20% down, 30-yr at 6.75%
Poverty rate
7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 41352 compares

ZIP 41352 against the median ZIP in Morgan County and across Kentucky.

MeasureZIP 41352County medianState medianvs state
Median household income$47,639$43,924$53,906-12%
Median home value$105,900$89,200$130,850-19%
Median gross rent—$1,017$791—
Population6167861,457-58%

Medians are computed across the 6 ZIP areas in Morgan County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 34% of 641 state ZIPs

#423
Home value

above 32% of 654 state ZIPs

#446
Population

larger than 29% of 779 state ZIPs

#552

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
41472Morgan County$47,773$113,600$657
40177Bullitt County$47,500$120,700$741
42330Muhlenberg County$47,904$140,000$756
42461Union County$47,347$89,400$599
41204Johnson County$47,955$106,300—
40856Bell County$47,292$81,900—

Nearby ZIP codes

Other ZIP codes filed under Morgan County.

Adjacent ZIP Codes

Other ZIP codes in Morgan County, Kentucky.

ZIP 41352 questions

Common questions about this ZIP code.

Where is ZIP code 41352?
ZIP 41352 lies mostly in Morgan County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 41352?
Kentucky charges 6% statewide.
Is 41352 expensive to live in?
Median rent runs — a month, and the median home is worth $105,900 — -19% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 41352, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.