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Campbell County · Kentucky

ZIP code 41076

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 41076 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
17,145

ZCTA residents

Median income
$72,387

Household, past 12 months

Median home
$203,800

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 41076 sits in Campbell County, Kentucky and is home to 17,145 people. Median household income is $72,387, the median home is worth $203,800 and median gross rent is $1,132. 75.3% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Campbell County

FIPS 21037

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 41076

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
17,145ZIP 41076 residents
Median household income
$72,387Past 12 months, inflation adjusted
Median home value
$203,800Owner-occupied units
Median gross rent
$1,132Rent plus utilities, monthly
Median age
38.2 yrsAll residents
Homeownership rate
75.3%Owner-occupied households

ZIP 41076 in context

How this area compares with national benchmarks.

ZIP 41076 is a mid-size town in Campbell County, Kentucky, with 17,145 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #92 of 779 ranked by population — larger than 88% of them. The median age here is 38.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 41076 earn a median of $72,387 a year, 7.8% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 13.5% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 41076 is valued at $203,800, 32.8% below the national figure, while median gross rent runs $1,132 a month, 19.5% below the national figure, or roughly $13,584 across a full year. A household on the local median income would put about 18.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 75.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 41076 in context

How 41076 sits inside Campbell County and Kentucky.

ZIP 41076 is tabulated inside Campbell County, Kentucky, one of 9 ZIP areas the Census publishes for that county and 779 across Kentucky. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 41076 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 41076 reports a median household income of $72,387, close to the $72,387 county median, and 34% above the $53,906 typical KY ZIP. Owner-occupied homes are valued at a median of $203,800, close to the county figure and 56% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,132 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Kentucky charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 41076.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 41076 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 41076

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$1,057/mo20% down, 30-yr at 6.75%
Poverty rate
13.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 41076 compares

ZIP 41076 against the median ZIP in Campbell County and across Kentucky.

MeasureZIP 41076County medianState medianvs state
Median household income$72,387$72,387$53,906+34%
Median home value$203,800$203,800$130,850+56%
Median gross rent$1,132$1,086$791+43%
Population17,1455,7031,457+1077%

Medians are computed across the 9 ZIP areas in Campbell County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 81% of 641 state ZIPs

#122
Home value

above 83% of 654 state ZIPs

#110
Population

larger than 88% of 779 state ZIPs

#92

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
42784Hart County$72,340$156,100$868
40206Jefferson County$72,543$276,100$1,142
40045Trimble County$72,222$146,400$944
42051Graves County$72,614$148,400$745
40051Nelson County$72,675$177,100$768
40037Marion County$72,708$212,100$726

Nearby ZIP codes

Other ZIP codes filed under Campbell County.

Adjacent ZIP Codes

Other ZIP codes in Campbell County, Kentucky.

ZIP 41076 questions

Common questions about this ZIP code.

Where is ZIP code 41076?
ZIP 41076 lies mostly in Campbell County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 41076?
Kentucky charges 6% statewide.
Is 41076 expensive to live in?
Median rent runs $1,132 a month, about 19% of median household income, and the median home is worth $203,800 — +56% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 41076, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.