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Harlan County · Kentucky

ZIP code 40830

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 40830 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
255

ZCTA residents

Median income
$25,536

Household, past 12 months

Median home
$52,100

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 40830 sits in Harlan County, Kentucky and is home to 255 people. Median household income is $25,536, the median home is worth $52,100 and median gross rent is —. 100% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Harlan County

FIPS 21095

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 40830

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
255ZIP 40830 residents
Median household income
$25,536Past 12 months, inflation adjusted
Median home value
$52,100Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
64.1 yrsAll residents
Homeownership rate
100%Owner-occupied households

ZIP 40830 in context

How this area compares with national benchmarks.

ZIP 40830 is a very small community in Harlan County, Kentucky, with 255 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #665 of 779 ranked by population — larger than 14% of them. The median age here is 64.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 40830 earn a median of $25,536 a year, 67.5% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 49.4% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 40830 is valued at $52,100, 82.8% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 100% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 64.1 puts ZIP 40830 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 255 residents, a handful of survey responses moves every median on this page. Compare ZIP 40830 against its county rather than against national figures.

The Census withheld gross rent for ZIP 40830 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 40830 in context

How 40830 sits inside Harlan County and Kentucky.

ZIP 40830 is tabulated inside Harlan County, Kentucky, one of 25 ZIP areas the Census publishes for that county and 779 across Kentucky. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 40830 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 40830 reports a median household income of $25,536, 30% below the $36,430 county median, and 53% below the $53,906 typical KY ZIP. Owner-occupied homes are valued at a median of $52,100, 20% below the county figure and 60% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Kentucky charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 40830.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 40830 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 40830

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$270/mo20% down, 30-yr at 6.75%
Poverty rate
49.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 40830 compares

ZIP 40830 against the median ZIP in Harlan County and across Kentucky.

MeasureZIP 40830County medianState medianvs state
Median household income$25,536$36,430$53,906-53%
Median home value$52,100$64,750$130,850-60%
Median gross rent—$640$791—
Population2556351,457-82%

Medians are computed across the 25 ZIP areas in Harlan County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 4% of 641 state ZIPs

#613
Home value

above 4% of 654 state ZIPs

#625
Population

larger than 15% of 779 state ZIPs

#665

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
41632Magoffin County$25,455$50,700—
42634McCreary County$24,835$54,800—
40826Letcher County$24,821$43,300—
40040Washington County$26,369$143,900$1,333
41548Pike County$24,442$82,000—
41815Letcher County$24,172$77,700—

Nearby ZIP codes

Other ZIP codes filed under Harlan County.

Adjacent ZIP Codes

Other ZIP codes in Harlan County, Kentucky.

ZIP 40830 questions

Common questions about this ZIP code.

Where is ZIP code 40830?
ZIP 40830 lies mostly in Harlan County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 40830?
Kentucky charges 6% statewide.
Is 40830 expensive to live in?
Median rent runs — a month, and the median home is worth $52,100 — -60% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 40830, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.