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Knott County · Kentucky

ZIP code 41740

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 41740 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,056

ZCTA residents

Median income
$88,446

Household, past 12 months

Median home
$88,300

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 41740 sits in Knott County, Kentucky and is home to 1,056 people. Median household income is $88,446, the median home is worth $88,300 and median gross rent is —. 94.7% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Knott County

FIPS 21119

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 41740

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,056ZIP 41740 residents
Median household income
$88,446Past 12 months, inflation adjusted
Median home value
$88,300Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
40.2 yrsAll residents
Homeownership rate
94.7%Owner-occupied households

ZIP 41740 in context

How this area compares with national benchmarks.

ZIP 41740 is a small town in Knott County, Kentucky, with 1,056 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #449 of 779 ranked by population — larger than 42% of them. The median age here is 40.2 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 41740 earn a median of $88,446 a year, 12.6% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 21% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 41740 is valued at $88,300, 70.9% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 1×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 94.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

The Census withheld gross rent for ZIP 41740 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 41740 in context

How 41740 sits inside Knott County and Kentucky.

ZIP 41740 is tabulated inside Knott County, Kentucky, one of 21 ZIP areas the Census publishes for that county and 779 across Kentucky. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 41740 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 41740 reports a median household income of $88,446, 97% above the $44,893 county median, and 64% above the $53,906 typical KY ZIP. Owner-occupied homes are valued at a median of $88,300, 33% above the county figure and 33% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Kentucky charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 41740.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 41740 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 41740

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
1.0×Home value ÷ household income
Est. mortgage
$458/mo20% down, 30-yr at 6.75%
Poverty rate
21%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 41740 compares

ZIP 41740 against the median ZIP in Knott County and across Kentucky.

MeasureZIP 41740County medianState medianvs state
Median household income$88,446$44,893$53,906+64%
Median home value$88,300$66,200$130,850-33%
Median gross rent—$608$791—
Population1,0566741,457-28%

Medians are computed across the 21 ZIP areas in Knott County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 93% of 641 state ZIPs

#47
Home value

above 23% of 654 state ZIPs

#505
Population

larger than 42% of 779 state ZIPs

#449

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
42413Hopkins County$87,778$149,900$818
40509Fayette County$89,429$338,200$1,317
41092Boone County$86,875$199,000$971
40372Mercer County$86,667$234,400$691
42086McCracken County$86,328$175,300$985
40022Shelby County$85,833$376,200—

Nearby ZIP codes

Other ZIP codes filed under Knott County.

Adjacent ZIP Codes

Other ZIP codes in Knott County, Kentucky.

ZIP 41740 questions

Common questions about this ZIP code.

Where is ZIP code 41740?
ZIP 41740 lies mostly in Knott County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 41740?
Kentucky charges 6% statewide.
Is 41740 expensive to live in?
Median rent runs — a month, and the median home is worth $88,300 — -33% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 41740, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.