
Lewis County · Kentucky
ZIP code 41189
- Population
- 2,052
- Median income
- $50,924
- Median home
- $104,300
- Sales tax
- 6%
ZCTA residents
Household, past 12 months
Owner-occupied value
Kentucky state rate
Quick answer
ZIP 41189 sits in Lewis County, Kentucky and is home to 2,052 people. Median household income is $50,924, the median home is worth $104,300 and median gross rent is $857. 83.8% of households own their home, and purchases are taxed at 6% (Kentucky state rate).
- County
- Lewis County
- State
- Kentucky (KY)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 21135
779 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 41189
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 2,052ZIP 41189 residents
- Median household income
- $50,924Past 12 months, inflation adjusted
- Median home value
- $104,300Owner-occupied units
- Median gross rent
- $857Rent plus utilities, monthly
- Median age
- 47.9 yrsAll residents
- Homeownership rate
- 83.8%Owner-occupied households
ZIP 41189 in context
How this area compares with national benchmarks.
ZIP 41189 is a small town in Lewis County, Kentucky, with 2,052 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #328 of 779 ranked by population — larger than 57% of them. The median age here is 47.9 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 41189 earn a median of $50,924 a year, 35.2% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 7.2% of residents here, below the 12.4% national rate.
The typical owner-occupied home in ZIP 41189 is valued at $104,300, 65.6% below the national figure, while median gross rent runs $857 a month, 39% below the national figure, or roughly $10,284 across a full year. A household on the local median income would put about 20.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 83.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.
All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 41189 in context
How 41189 sits inside Lewis County and Kentucky.
ZIP 41189 is tabulated inside Lewis County, Kentucky, one of 5 ZIP areas the Census publishes for that county and 779 across Kentucky. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 41189 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 41189 reports a median household income of $50,924, 23% above the $41,446 county median, and 6% below the $53,906 typical KY ZIP. Owner-occupied homes are valued at a median of $104,300, 21% above the county figure and 20% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $857 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Kentucky charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 41189.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 41189 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 41189
What a purchase inside this ZIP costs at checkout.
Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 41189 compares
ZIP 41189 against the median ZIP in Lewis County and across Kentucky.
| Measure | ZIP 41189 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $50,924 | $41,446 | $53,906 | -6% |
| Median home value | $104,300 | $86,400 | $130,850 | -20% |
| Median gross rent | $857 | $857 | $791 | +8% |
| Population | 2,052 | 2,052 | 1,457 | +41% |
Medians are computed across the 5 ZIP areas in Lewis County and the 779 ZIP areas in Kentucky.
Statewide rank
Where this ZIP places among all 779 Kentucky ZIP areas.
- Income
- #372
- Home value
- #452
- Population
- #328
richer than 42% of 641 state ZIPs
above 31% of 654 state ZIPs
larger than 58% of 779 state ZIPs
Comparable ZIP codes
Kentucky ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Lewis County.
Adjacent ZIP Codes
Other ZIP codes in Lewis County, Kentucky.
ZIP 41189 questions
Common questions about this ZIP code.
- Where is ZIP code 41189?
- ZIP 41189 lies mostly in Lewis County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 41189?
- Kentucky charges 6% statewide.
- Is 41189 expensive to live in?
- Median rent runs $857 a month, about 20% of median household income, and the median home is worth $104,300 — -20% against the typical Kentucky ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Kentucky Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.