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ZipNumbers

Livingston County · Kentucky

ZIP code 42045

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 42045 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,923

ZCTA residents

Median income
$47,230

Household, past 12 months

Median home
$95,800

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 42045 sits in Livingston County, Kentucky and is home to 1,923 people. Median household income is $47,230, the median home is worth $95,800 and median gross rent is $878. 65% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Livingston County

FIPS 21139

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 42045

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,923ZIP 42045 residents
Median household income
$47,230Past 12 months, inflation adjusted
Median home value
$95,800Owner-occupied units
Median gross rent
$878Rent plus utilities, monthly
Median age
55.6 yrsAll residents
Homeownership rate
65%Owner-occupied households

Sales tax in 42045

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
22%Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$497/mo20% down, 30-yr at 6.75%
Poverty rate
23.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 42045 compares

ZIP 42045 against the median ZIP in Livingston County and across Kentucky.

MeasureZIP 42045County medianState medianvs state
Median household income$47,230$48,155$53,906-12%
Median home value$95,800$106,550$130,850-27%
Median gross rent$878$864$791+11%
Population1,9231,7181,457+32%

Medians are computed across the 7 ZIP areas in Livingston County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 33% of 641 state ZIPs

#428
Home value

above 27% of 654 state ZIPs

#475
Population

larger than 56% of 779 state ZIPs

#344

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
40701Whitley County$47,288$162,500$733
40856Bell County$47,292$81,900
42129Metcalfe County$47,154$97,100$546
41849Letcher County$47,135
42461Union County$47,347$89,400$599
40155Meade County$47,059$77,300$909

Nearby ZIP codes

Other ZIP codes filed under Livingston County.

ZIP 42045 questions

Common questions about this ZIP code.

Where is ZIP code 42045?
ZIP 42045 lies mostly in Livingston County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 42045?
Kentucky charges 6% statewide.
Is 42045 expensive to live in?
Median rent runs $878 a month, about 22% of median household income, and the median home is worth $95,800-27% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 42045, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.