Skip to content
ZipNumbers

Jackson County · Kentucky

ZIP code 40486

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 40486 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,774

ZCTA residents

Median income
$59,987

Household, past 12 months

Median home
$121,900

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 40486 sits in Jackson County, Kentucky and is home to 2,774 people. Median household income is $59,987, the median home is worth $121,900 and median gross rent is . 90% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Jackson County

FIPS 21109

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 40486

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,774ZIP 40486 residents
Median household income
$59,987Past 12 months, inflation adjusted
Median home value
$121,900Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
35.7 yrsAll residents
Homeownership rate
90%Owner-occupied households

Sales tax in 40486

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$633/mo20% down, 30-yr at 6.75%
Poverty rate
12.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 40486 compares

ZIP 40486 against the median ZIP in Jackson County and across Kentucky.

MeasureZIP 40486County medianState medianvs state
Median household income$59,987$50,805$53,906+11%
Median home value$121,900$111,950$130,850-7%
Median gross rent$767$791
Population2,7742,5001,457+90%

Medians are computed across the 5 ZIP areas in Jackson County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 63% of 641 state ZIPs

#235
Home value

above 45% of 654 state ZIPs

#360
Population

larger than 65% of 779 state ZIPs

#275

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
41008Carroll County$60,000$142,000$848
41004Bracken County$59,944$108,100$776
41086Gallatin County$59,911$166,900$869
40403Madison County$60,105$180,800$827
40953Knox County$59,861$82,400
40359Owen County$59,746$164,300$656

Nearby ZIP codes

Other ZIP codes filed under Jackson County.

ZIP 40486 questions

Common questions about this ZIP code.

Where is ZIP code 40486?
ZIP 40486 lies mostly in Jackson County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 40486?
Kentucky charges 6% statewide.
Is 40486 expensive to live in?
Median rent runs a month, and the median home is worth $121,900-7% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 40486, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.