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ZipNumbers

Harlan County · Kentucky

ZIP code 40849

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 40849 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
16

ZCTA residents

Median income

Household, past 12 months

Median home

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 40849 sits in Harlan County, Kentucky and is home to 16 people. Median household income is , the median home is worth and median gross rent is . 33.3% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Harlan County

FIPS 21095

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 40849

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
16ZIP 40849 residents
Median household income
Past 12 months, inflation adjusted
Median home value
Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
62.7 yrsAll residents
Homeownership rate
33.3%Owner-occupied households

Sales tax in 40849

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
Home value ÷ household income
Est. mortgage
20% down, 30-yr at 6.75%
Poverty rate
18.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 40849 compares

ZIP 40849 against the median ZIP in Harlan County and across Kentucky.

MeasureZIP 40849County medianState medianvs state
Median household income$36,430$53,906
Median home value$64,750$130,850
Median gross rent$640$791
Population166351,457-99%

Medians are computed across the 25 ZIP areas in Harlan County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

Not published

Home value

Not published

Population

larger than 3% of 779 state ZIPs

#754

Nearby ZIP codes

Other ZIP codes filed under Harlan County.

ZIP 40849 questions

Common questions about this ZIP code.

Where is ZIP code 40849?
ZIP 40849 lies mostly in Harlan County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 40849?
Kentucky charges 6% statewide.
Is 40849 expensive to live in?
Median rent runs a month, and the median home is worth against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 40849, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.