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ZipNumbers

Harrison County · Kentucky

ZIP code 41031

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 41031 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
16,748

ZCTA residents

Median income
$62,052

Household, past 12 months

Median home
$193,900

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 41031 sits in Harrison County, Kentucky and is home to 16,748 people. Median household income is $62,052, the median home is worth $193,900 and median gross rent is $765. 70.1% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Harrison County

FIPS 21097

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 41031

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
16,748ZIP 41031 residents
Median household income
$62,052Past 12 months, inflation adjusted
Median home value
$193,900Owner-occupied units
Median gross rent
$765Rent plus utilities, monthly
Median age
41.8 yrsAll residents
Homeownership rate
70.1%Owner-occupied households

Sales tax in 41031

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$1,006/mo20% down, 30-yr at 6.75%
Poverty rate
16.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 41031 compares

ZIP 41031 against the median ZIP in Harrison County and across Kentucky.

MeasureZIP 41031County medianState medianvs state
Median household income$62,052$66,964$53,906+15%
Median home value$193,900$169,050$130,850+48%
Median gross rent$765$713$791-3%
Population16,7489,8201,457+1049%

Medians are computed across the 2 ZIP areas in Harrison County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 68% of 641 state ZIPs

#208
Home value

above 80% of 654 state ZIPs

#129
Population

larger than 88% of 779 state ZIPs

#94

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
42029Marshall County$62,067$145,100$765
42301Daviess County$62,010$180,600$883
42354Ohio County$62,000$74,500$725
42170Warren County$61,981$307,100$1,143
40077Oldham County$61,912$197,700$862
40337Montgomery County$61,906$116,800$802

Nearby ZIP codes

Other ZIP codes filed under Harrison County.

ZIP 41031 questions

Common questions about this ZIP code.

Where is ZIP code 41031?
ZIP 41031 lies mostly in Harrison County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 41031?
Kentucky charges 6% statewide.
Is 41031 expensive to live in?
Median rent runs $765 a month, about 15% of median household income, and the median home is worth $193,900+48% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 41031, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.