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Floyd County · Kentucky

ZIP code 41605

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 41605 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
546

ZCTA residents

Median income
—

Household, past 12 months

Median home
—

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 41605 sits in Floyd County, Kentucky and is home to 546 people. Median household income is —, the median home is worth — and median gross rent is $731. 72.5% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Floyd County

FIPS 21071

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 41605

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
546ZIP 41605 residents
Median household income
—Past 12 months, inflation adjusted
Median home value
—Owner-occupied units
Median gross rent
$731Rent plus utilities, monthly
Median age
68 yrsAll residents
Homeownership rate
72.5%Owner-occupied households

ZIP 41605 in context

How this area compares with national benchmarks.

ZIP 41605 is a very small community in Floyd County, Kentucky, with 546 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #567 of 779 ranked by population — larger than 27% of them. The median age here is 68 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 41605 earn a median of not published a year. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 29.9% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 41605 is valued at not published, while median gross rent runs $731 a month, 48% below the national figure, or roughly $8,772 across a full year. 72.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 68 puts ZIP 41605 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 546 residents, a handful of survey responses moves every median on this page. Compare ZIP 41605 against its county rather than against national figures.

The Census withheld household income, home value for ZIP 41605 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 41605 in context

How 41605 sits inside Floyd County and Kentucky.

ZIP 41605 is tabulated inside Floyd County, Kentucky, one of 31 ZIP areas the Census publishes for that county and 779 across Kentucky. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 41605 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 41605 reports a median household income of not published. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at $731 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Kentucky charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 41605.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 41605 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 41605

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
—20% down, 30-yr at 6.75%
Poverty rate
29.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 41605 compares

ZIP 41605 against the median ZIP in Floyd County and across Kentucky.

MeasureZIP 41605County medianState medianvs state
Median household income—$43,984$53,906—
Median home value—$74,300$130,850—
Median gross rent$731$846$791-8%
Population5465491,457-63%

Medians are computed across the 31 ZIP areas in Floyd County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

Not published

—
Home value

Not published

—
Population

larger than 27% of 779 state ZIPs

#567

Nearby ZIP codes

Other ZIP codes filed under Floyd County.

Adjacent ZIP Codes

Other ZIP codes in Floyd County, Kentucky.

ZIP 41605 questions

Common questions about this ZIP code.

Where is ZIP code 41605?
ZIP 41605 lies mostly in Floyd County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 41605?
Kentucky charges 6% statewide.
Is 41605 expensive to live in?
Median rent runs $731 a month, and the median home is worth — — — against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 41605, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.