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ZipNumbers

Washington County · Kentucky

ZIP code 40040

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 40040 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
703

ZCTA residents

Median income
$26,369

Household, past 12 months

Median home
$143,900

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 40040 sits in Washington County, Kentucky and is home to 703 people. Median household income is $26,369, the median home is worth $143,900 and median gross rent is $1,333. 83.3% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Washington County

FIPS 21229

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 40040

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
703ZIP 40040 residents
Median household income
$26,369Past 12 months, inflation adjusted
Median home value
$143,900Owner-occupied units
Median gross rent
$1,333Rent plus utilities, monthly
Median age
44.1 yrsAll residents
Homeownership rate
83.3%Owner-occupied households

Sales tax in 40040

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
61%Median rent ÷ median income
Price-to-income
5.5×Home value ÷ household income
Est. mortgage
$747/mo20% down, 30-yr at 6.75%
Poverty rate
44%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 40040 compares

ZIP 40040 against the median ZIP in Washington County and across Kentucky.

MeasureZIP 40040County medianState medianvs state
Median household income$26,369$53,750$53,906-51%
Median home value$143,900$161,600$130,850+10%
Median gross rent$1,333$1,057$791+69%
Population7031,7401,457-52%

Medians are computed across the 4 ZIP areas in Washington County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 5% of 641 state ZIPs

#612
Home value

above 56% of 654 state ZIPs

#289
Population

larger than 32% of 779 state ZIPs

#528

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
41408Morgan County$26,780$69,800
40855Harlan County$27,102$55,700$775
40830Harlan County$25,536$52,100
41632Magoffin County$25,455$50,700
41845Letcher County$27,903
42634McCreary County$24,835$54,800

Nearby ZIP codes

Other ZIP codes filed under Washington County.

ZIP 40040 questions

Common questions about this ZIP code.

Where is ZIP code 40040?
ZIP 40040 lies mostly in Washington County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 40040?
Kentucky charges 6% statewide.
Is 40040 expensive to live in?
Median rent runs $1,333 a month, about 61% of median household income, and the median home is worth $143,900+10% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 40040, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.