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ZipNumbers

Morgan County · Kentucky

ZIP code 41408

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 41408 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
452

ZCTA residents

Median income
$26,780

Household, past 12 months

Median home
$69,800

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 41408 sits in Morgan County, Kentucky and is home to 452 people. Median household income is $26,780, the median home is worth $69,800 and median gross rent is . 80.1% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Morgan County

FIPS 21175

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 41408

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
452ZIP 41408 residents
Median household income
$26,780Past 12 months, inflation adjusted
Median home value
$69,800Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
34.1 yrsAll residents
Homeownership rate
80.1%Owner-occupied households

Sales tax in 41408

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$362/mo20% down, 30-yr at 6.75%
Poverty rate
38.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 41408 compares

ZIP 41408 against the median ZIP in Morgan County and across Kentucky.

MeasureZIP 41408County medianState medianvs state
Median household income$26,780$43,924$53,906-50%
Median home value$69,800$89,200$130,850-47%
Median gross rent$1,017$791
Population4527861,457-69%

Medians are computed across the 6 ZIP areas in Morgan County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 5% of 641 state ZIPs

#611
Home value

above 11% of 654 state ZIPs

#580
Population

larger than 22% of 779 state ZIPs

#605

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
40855Harlan County$27,102$55,700$775
40040Washington County$26,369$143,900$1,333
41845Letcher County$27,903
40830Harlan County$25,536$52,100
40508Fayette County$28,040$174,900$900
41632Magoffin County$25,455$50,700

Nearby ZIP codes

Other ZIP codes filed under Morgan County.

ZIP 41408 questions

Common questions about this ZIP code.

Where is ZIP code 41408?
ZIP 41408 lies mostly in Morgan County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 41408?
Kentucky charges 6% statewide.
Is 41408 expensive to live in?
Median rent runs a month, and the median home is worth $69,800-47% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 41408, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.