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ZipNumbers

Montgomery County · Kentucky

ZIP code 40353

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 40353 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
22,534

ZCTA residents

Median income
$56,981

Household, past 12 months

Median home
$179,600

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 40353 sits in Montgomery County, Kentucky and is home to 22,534 people. Median household income is $56,981, the median home is worth $179,600 and median gross rent is $794. 63.6% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Montgomery County

FIPS 21173

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 40353

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
22,534ZIP 40353 residents
Median household income
$56,981Past 12 months, inflation adjusted
Median home value
$179,600Owner-occupied units
Median gross rent
$794Rent plus utilities, monthly
Median age
41.9 yrsAll residents
Homeownership rate
63.6%Owner-occupied households

Sales tax in 40353

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
3.2×Home value ÷ household income
Est. mortgage
$932/mo20% down, 30-yr at 6.75%
Poverty rate
15.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 40353 compares

ZIP 40353 against the median ZIP in Montgomery County and across Kentucky.

MeasureZIP 40353County medianState medianvs state
Median household income$56,981$59,444$53,906+6%
Median home value$179,600$148,200$130,850+37%
Median gross rent$794$798$791even
Population22,53413,9981,457+1447%

Medians are computed across the 2 ZIP areas in Montgomery County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 57% of 641 state ZIPs

#276
Home value

above 75% of 654 state ZIPs

#164
Population

larger than 92% of 779 state ZIPs

#66

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
42021Carlisle County$56,932$81,600$895
42054Calloway County$57,065$154,200$1,072
40361Bourbon County$57,074$216,700$793
42273Butler County$56,849$850
40806Harlan County$57,135$111,600$696
40117Meade County$56,791$165,600$881

Nearby ZIP codes

Other ZIP codes filed under Montgomery County.

ZIP 40353 questions

Common questions about this ZIP code.

Where is ZIP code 40353?
ZIP 40353 lies mostly in Montgomery County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 40353?
Kentucky charges 6% statewide.
Is 40353 expensive to live in?
Median rent runs $794 a month, about 17% of median household income, and the median home is worth $179,600+37% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 40353, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.