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Campbell County · Kentucky

ZIP code 41059

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 41059 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,166

ZCTA residents

Median income
$53,667

Household, past 12 months

Median home
$212,400

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 41059 sits in Campbell County, Kentucky and is home to 3,166 people. Median household income is $53,667, the median home is worth $212,400 and median gross rent is $709. 81.4% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Campbell County

FIPS 21037

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 41059

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,166ZIP 41059 residents
Median household income
$53,667Past 12 months, inflation adjusted
Median home value
$212,400Owner-occupied units
Median gross rent
$709Rent plus utilities, monthly
Median age
43.9 yrsAll residents
Homeownership rate
81.4%Owner-occupied households

ZIP 41059 in context

How this area compares with national benchmarks.

ZIP 41059 is a small town in Campbell County, Kentucky, with 3,166 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #258 of 779 ranked by population — larger than 66% of them. The median age here is 43.9 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 41059 earn a median of $53,667 a year, 31.7% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 8.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 41059 is valued at $212,400, 30% below the national figure, while median gross rent runs $709 a month, 49.6% below the national figure, or roughly $8,508 across a full year. A household on the local median income would put about 15.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 81.4% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 41059 in context

How 41059 sits inside Campbell County and Kentucky.

ZIP 41059 is tabulated inside Campbell County, Kentucky, one of 9 ZIP areas the Census publishes for that county and 779 across Kentucky. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 41059 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 41059 reports a median household income of $53,667, 26% below the $72,387 county median, and close to the $53,906 typical KY ZIP. Owner-occupied homes are valued at a median of $212,400, 4% above the county figure and 62% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $709 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Kentucky charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 41059.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 41059 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 41059

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
4.0×Home value ÷ household income
Est. mortgage
$1,102/mo20% down, 30-yr at 6.75%
Poverty rate
8.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 41059 compares

ZIP 41059 against the median ZIP in Campbell County and across Kentucky.

MeasureZIP 41059County medianState medianvs state
Median household income$53,667$72,387$53,906even
Median home value$212,400$203,800$130,850+62%
Median gross rent$709$1,086$791-10%
Population3,1665,7031,457+117%

Medians are computed across the 9 ZIP areas in Campbell County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 49% of 641 state ZIPs

#330
Home value

above 85% of 654 state ZIPs

#98
Population

larger than 67% of 779 state ZIPs

#258

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
42726Grayson County$53,636$192,700$903
40140Breckinridge County$53,611$156,800—
40078Washington County$53,750$161,600$1,057
40310Mercer County$53,750$122,700$946
42056Ballard County$53,750$105,500—
42372McLean County$53,750$102,400$577

Nearby ZIP codes

Other ZIP codes filed under Campbell County.

Adjacent ZIP Codes

Other ZIP codes in Campbell County, Kentucky.

ZIP 41059 questions

Common questions about this ZIP code.

Where is ZIP code 41059?
ZIP 41059 lies mostly in Campbell County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 41059?
Kentucky charges 6% statewide.
Is 41059 expensive to live in?
Median rent runs $709 a month, about 16% of median household income, and the median home is worth $212,400 — +62% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 41059, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.