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ZipNumbers

Boyle County · Kentucky

ZIP code 40440

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 40440 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,301

ZCTA residents

Median income
$50,987

Household, past 12 months

Median home
$126,000

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 40440 sits in Boyle County, Kentucky and is home to 2,301 people. Median household income is $50,987, the median home is worth $126,000 and median gross rent is $730. 84.1% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Boyle County

FIPS 21021

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 40440

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,301ZIP 40440 residents
Median household income
$50,987Past 12 months, inflation adjusted
Median home value
$126,000Owner-occupied units
Median gross rent
$730Rent plus utilities, monthly
Median age
39 yrsAll residents
Homeownership rate
84.1%Owner-occupied households

Sales tax in 40440

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
2.5×Home value ÷ household income
Est. mortgage
$654/mo20% down, 30-yr at 6.75%
Poverty rate
22.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 40440 compares

ZIP 40440 against the median ZIP in Boyle County and across Kentucky.

MeasureZIP 40440County medianState medianvs state
Median household income$50,987$64,239$53,906-5%
Median home value$126,000$142,150$130,850-4%
Median gross rent$730$774$791-8%
Population2,3012,1351,457+58%

Medians are computed across the 4 ZIP areas in Boyle County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 42% of 641 state ZIPs

#370
Home value

above 47% of 654 state ZIPs

#345
Population

larger than 61% of 779 state ZIPs

#306

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
40827Leslie County$50,991$84,800
42321Muhlenberg County$50,926$85,000
41189Lewis County$50,924$104,300$857
41825Letcher County$50,893$52,100
42765Hart County$50,880$139,100$667
40409Rockcastle County$51,103$115,700$687

Nearby ZIP codes

Other ZIP codes filed under Boyle County.

ZIP 40440 questions

Common questions about this ZIP code.

Where is ZIP code 40440?
ZIP 40440 lies mostly in Boyle County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 40440?
Kentucky charges 6% statewide.
Is 40440 expensive to live in?
Median rent runs $730 a month, about 17% of median household income, and the median home is worth $126,000-4% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 40440, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.