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Bell County · Kentucky

ZIP code 40958

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 40958 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
503

ZCTA residents

Median income
$49,179

Household, past 12 months

Median home
—

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 40958 sits in Bell County, Kentucky and is home to 503 people. Median household income is $49,179, the median home is worth — and median gross rent is —. 74.6% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Bell County

FIPS 21013

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 40958

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
503ZIP 40958 residents
Median household income
$49,179Past 12 months, inflation adjusted
Median home value
—Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
45.2 yrsAll residents
Homeownership rate
74.6%Owner-occupied households

ZIP 40958 in context

How this area compares with national benchmarks.

ZIP 40958 is a very small community in Bell County, Kentucky, with 503 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #586 of 779 ranked by population — larger than 24% of them. The median age here is 45.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 40958 earn a median of $49,179 a year, 37.4% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 6.6% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 40958 is valued at not published, while median gross rent runs not published a month. 74.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

With 503 residents, a handful of survey responses moves every median on this page. Compare ZIP 40958 against its county rather than against national figures.

The Census withheld home value, gross rent for ZIP 40958 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 40958 in context

How 40958 sits inside Bell County and Kentucky.

ZIP 40958 is tabulated inside Bell County, Kentucky, one of 11 ZIP areas the Census publishes for that county and 779 across Kentucky. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 40958 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 40958 reports a median household income of $49,179, 34% above the $36,576 county median, and 9% below the $53,906 typical KY ZIP. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Kentucky charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 40958.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 40958 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 40958

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
—20% down, 30-yr at 6.75%
Poverty rate
6.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 40958 compares

ZIP 40958 against the median ZIP in Bell County and across Kentucky.

MeasureZIP 40958County medianState medianvs state
Median household income$49,179$36,576$53,906-9%
Median home value—$83,700$130,850—
Median gross rent—$488$791—
Population5035171,457-65%

Medians are computed across the 11 ZIP areas in Bell County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 38% of 641 state ZIPs

#399
Home value

Not published

—
Population

larger than 25% of 779 state ZIPs

#586

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
40489Lincoln County$49,205$117,500$691
42261Butler County$49,219$106,700$643
42754Grayson County$49,230$166,400$616
42343Ohio County$49,276$88,500$488
42728Adair County$49,063$134,100$776
42101Warren County$49,045$188,200$905

Nearby ZIP codes

Other ZIP codes filed under Bell County.

Adjacent ZIP Codes

Other ZIP codes in Bell County, Kentucky.

ZIP 40958 questions

Common questions about this ZIP code.

Where is ZIP code 40958?
ZIP 40958 lies mostly in Bell County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 40958?
Kentucky charges 6% statewide.
Is 40958 expensive to live in?
Median rent runs — a month, and the median home is worth — — — against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 40958, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.