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ZipNumbers

Owsley County · Kentucky

ZIP code 41314

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 41314 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,483

ZCTA residents

Median income
$37,111

Household, past 12 months

Median home
$92,000

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 41314 sits in Owsley County, Kentucky and is home to 4,483 people. Median household income is $37,111, the median home is worth $92,000 and median gross rent is $540. 72.2% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Owsley County

FIPS 21189

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 41314

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,483ZIP 41314 residents
Median household income
$37,111Past 12 months, inflation adjusted
Median home value
$92,000Owner-occupied units
Median gross rent
$540Rent plus utilities, monthly
Median age
47.8 yrsAll residents
Homeownership rate
72.2%Owner-occupied households

Sales tax in 41314

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
2.5×Home value ÷ household income
Est. mortgage
$477/mo20% down, 30-yr at 6.75%
Poverty rate
23.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 41314 compares

ZIP 41314 against the median ZIP in Owsley County and across Kentucky.

MeasureZIP 41314County medianState medianvs state
Median household income$37,111$24,493$53,906-31%
Median home value$92,000$51,000$130,850-30%
Median gross rent$540$540$791-32%
Population4,483761,457+208%

Medians are computed across the 5 ZIP areas in Owsley County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 16% of 641 state ZIPs

#541
Home value

above 25% of 654 state ZIPs

#488
Population

larger than 72% of 779 state ZIPs

#220

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
41179Lewis County$37,086$86,400$635
41774Perry County$37,054$80,500$945
42032Hickman County$37,031$71,100
41141Lewis County$36,840$68,900$1,051
42259Edmonson County$37,391$167,300$879
41826Letcher County$37,411$71,100

Nearby ZIP codes

Other ZIP codes filed under Owsley County.

ZIP 41314 questions

Common questions about this ZIP code.

Where is ZIP code 41314?
ZIP 41314 lies mostly in Owsley County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 41314?
Kentucky charges 6% statewide.
Is 41314 expensive to live in?
Median rent runs $540 a month, about 17% of median household income, and the median home is worth $92,000-30% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 41314, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.