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ZipNumbers

Fayette County · Kentucky

ZIP code 40513

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 40513 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
10,710

ZCTA residents

Median income
$126,642

Household, past 12 months

Median home
$448,100

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 40513 sits in Fayette County, Kentucky and is home to 10,710 people. Median household income is $126,642, the median home is worth $448,100 and median gross rent is $1,413. 74.9% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Fayette County

FIPS 21067

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 40513

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
10,710ZIP 40513 residents
Median household income
$126,642Past 12 months, inflation adjusted
Median home value
$448,100Owner-occupied units
Median gross rent
$1,413Rent plus utilities, monthly
Median age
45.6 yrsAll residents
Homeownership rate
74.9%Owner-occupied households

Sales tax in 40513

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$2,325/mo20% down, 30-yr at 6.75%
Poverty rate
3.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 40513 compares

ZIP 40513 against the median ZIP in Fayette County and across Kentucky.

MeasureZIP 40513County medianState medianvs state
Median household income$126,642$75,819$53,906+135%
Median home value$448,100$284,950$130,850+242%
Median gross rent$1,413$1,110$791+79%
Population10,71025,1061,457+635%

Medians are computed across the 16 ZIP areas in Fayette County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 98% of 641 state ZIPs

#10
Home value

above 99% of 654 state ZIPs

#7
Population

larger than 84% of 779 state ZIPs

#126

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
40339Jessamine County$125,341$109,000
41048Boone County$129,354$306,800$1,350
40056Oldham County$123,317$319,400$1,479
41642Floyd County$123,071$119,800$1,088
40026Oldham County$131,897$425,600$2,022
40245Jefferson County$120,171$432,900$1,605

Nearby ZIP codes

Other ZIP codes filed under Fayette County.

ZIP 40513 questions

Common questions about this ZIP code.

Where is ZIP code 40513?
ZIP 40513 lies mostly in Fayette County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 40513?
Kentucky charges 6% statewide.
Is 40513 expensive to live in?
Median rent runs $1,413 a month, about 13% of median household income, and the median home is worth $448,100+242% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 40513, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.