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ZipNumbers

Russell County · Kentucky

ZIP code 42642

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 42642 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
12,951

ZCTA residents

Median income
$54,100

Household, past 12 months

Median home
$138,700

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 42642 sits in Russell County, Kentucky and is home to 12,951 people. Median household income is $54,100, the median home is worth $138,700 and median gross rent is $686. 73.9% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Russell County

FIPS 21207

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 42642

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
12,951ZIP 42642 residents
Median household income
$54,100Past 12 months, inflation adjusted
Median home value
$138,700Owner-occupied units
Median gross rent
$686Rent plus utilities, monthly
Median age
39.2 yrsAll residents
Homeownership rate
73.9%Owner-occupied households

Sales tax in 42642

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$720/mo20% down, 30-yr at 6.75%
Poverty rate
22.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 42642 compares

ZIP 42642 against the median ZIP in Russell County and across Kentucky.

MeasureZIP 42642County medianState medianvs state
Median household income$54,100$46,707$53,906even
Median home value$138,700$147,950$130,850+6%
Median gross rent$686$640$791-13%
Population12,9519,2021,457+789%

Medians are computed across the 2 ZIP areas in Russell County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 51% of 641 state ZIPs

#315
Home value

above 54% of 654 state ZIPs

#302
Population

larger than 86% of 779 state ZIPs

#111

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
42408Hopkins County$54,091$82,000$592
40865Harlan County$54,052$69,000
42003McCracken County$54,052$160,700$696
42211Trigg County$54,039$197,500$775
41749Leslie County$54,167$81,500$380
42445Caldwell County$54,024$111,400$724

Nearby ZIP codes

Other ZIP codes filed under Russell County.

ZIP 42642 questions

Common questions about this ZIP code.

Where is ZIP code 42642?
ZIP 42642 lies mostly in Russell County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 42642?
Kentucky charges 6% statewide.
Is 42642 expensive to live in?
Median rent runs $686 a month, about 15% of median household income, and the median home is worth $138,700+6% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 42642, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.