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Pike County · Kentucky

ZIP code 41514

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 41514 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,590

ZCTA residents

Median income
$35,515

Household, past 12 months

Median home
$84,000

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 41514 sits in Pike County, Kentucky and is home to 2,590 people. Median household income is $35,515, the median home is worth $84,000 and median gross rent is $629. 75.7% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Pike County

FIPS 21195

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 41514

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,590ZIP 41514 residents
Median household income
$35,515Past 12 months, inflation adjusted
Median home value
$84,000Owner-occupied units
Median gross rent
$629Rent plus utilities, monthly
Median age
46.9 yrsAll residents
Homeownership rate
75.7%Owner-occupied households

ZIP 41514 in context

How this area compares with national benchmarks.

ZIP 41514 is a small town in Pike County, Kentucky, with 2,590 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #284 of 779 ranked by population — larger than 63% of them. The median age here is 46.9 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 41514 earn a median of $35,515 a year, 54.8% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 23% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 41514 is valued at $84,000, 72.3% below the national figure, while median gross rent runs $629 a month, 55.3% below the national figure, or roughly $7,548 across a full year. A household on the local median income would put about 21.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 75.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 41514 in context

How 41514 sits inside Pike County and Kentucky.

ZIP 41514 is tabulated inside Pike County, Kentucky, one of 37 ZIP areas the Census publishes for that county and 779 across Kentucky. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 41514 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 41514 reports a median household income of $35,515, 16% below the $42,425 county median, and 34% below the $53,906 typical KY ZIP. Owner-occupied homes are valued at a median of $84,000, 8% below the county figure and 36% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $629 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Kentucky charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 41514.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 41514 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 41514

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
21%Median rent ÷ median income
Price-to-income
2.4×Home value ÷ household income
Est. mortgage
$436/mo20% down, 30-yr at 6.75%
Poverty rate
23%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 41514 compares

ZIP 41514 against the median ZIP in Pike County and across Kentucky.

MeasureZIP 41514County medianState medianvs state
Median household income$35,515$42,425$53,906-34%
Median home value$84,000$91,700$130,850-36%
Median gross rent$629$747$791-20%
Population2,5905631,457+78%

Medians are computed across the 37 ZIP areas in Pike County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 13% of 641 state ZIPs

#560
Home value

above 20% of 654 state ZIPs

#524
Population

larger than 64% of 779 state ZIPs

#284

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
40831Harlan County$35,417$106,500$567
40212Jefferson County$35,389$78,100$917
42344Muhlenberg County$35,341$80,900—
40823Harlan County$35,704$75,800$637
41714Leslie County$35,219$123,700—
40977Bell County$35,822$83,700$500

Nearby ZIP codes

Other ZIP codes filed under Pike County.

Adjacent ZIP Codes

Other ZIP codes in Pike County, Kentucky.

ZIP 41514 questions

Common questions about this ZIP code.

Where is ZIP code 41514?
ZIP 41514 lies mostly in Pike County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 41514?
Kentucky charges 6% statewide.
Is 41514 expensive to live in?
Median rent runs $629 a month, about 21% of median household income, and the median home is worth $84,000 — -36% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 41514, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.