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Graves County · Kentucky

ZIP code 42079

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 42079 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,446

ZCTA residents

Median income
$76,520

Household, past 12 months

Median home
$199,100

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 42079 sits in Graves County, Kentucky and is home to 1,446 people. Median household income is $76,520, the median home is worth $199,100 and median gross rent is $771. 76.8% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Graves County

FIPS 21083

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 42079

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,446ZIP 42079 residents
Median household income
$76,520Past 12 months, inflation adjusted
Median home value
$199,100Owner-occupied units
Median gross rent
$771Rent plus utilities, monthly
Median age
40.2 yrsAll residents
Homeownership rate
76.8%Owner-occupied households

ZIP 42079 in context

How this area compares with national benchmarks.

ZIP 42079 is a small town in Graves County, Kentucky, with 1,446 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #391 of 779 ranked by population — larger than 49% of them. The median age here is 40.2 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 42079 earn a median of $76,520 a year, 2.6% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 5.7% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 42079 is valued at $199,100, 34.4% below the national figure, while median gross rent runs $771 a month, 45.2% below the national figure, or roughly $9,252 across a full year. A household on the local median income would put about 12.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 76.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 42079 in context

How 42079 sits inside Graves County and Kentucky.

ZIP 42079 is tabulated inside Graves County, Kentucky, one of 11 ZIP areas the Census publishes for that county and 779 across Kentucky. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 42079 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 42079 reports a median household income of $76,520, 23% above the $62,354 county median, and 42% above the $53,906 typical KY ZIP. Owner-occupied homes are valued at a median of $199,100, 26% above the county figure and 52% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $771 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Kentucky charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 42079.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 42079 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 42079

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
12%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$1,033/mo20% down, 30-yr at 6.75%
Poverty rate
5.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 42079 compares

ZIP 42079 against the median ZIP in Graves County and across Kentucky.

MeasureZIP 42079County medianState medianvs state
Median household income$76,520$62,354$53,906+42%
Median home value$199,100$157,500$130,850+52%
Median gross rent$771$720$791-3%
Population1,4461,4911,457-1%

Medians are computed across the 11 ZIP areas in Graves County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 85% of 641 state ZIPs

#95
Home value

above 82% of 654 state ZIPs

#115
Population

larger than 50% of 779 state ZIPs

#391

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
42351Hancock County$76,563$171,200$777
40065Shelby County$76,813$254,200$1,002
40165Bullitt County$77,083$242,700$939
40003Shelby County$75,956$330,600$1,125
42350McLean County$77,125$128,800$916
41085Campbell County$75,875$112,800$574

Nearby ZIP codes

Other ZIP codes filed under Graves County.

Adjacent ZIP Codes

Other ZIP codes in Graves County, Kentucky.

ZIP 42079 questions

Common questions about this ZIP code.

Where is ZIP code 42079?
ZIP 42079 lies mostly in Graves County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 42079?
Kentucky charges 6% statewide.
Is 42079 expensive to live in?
Median rent runs $771 a month, about 12% of median household income, and the median home is worth $199,100 — +52% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 42079, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.