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ZipNumbers

Fleming County · Kentucky

ZIP code 41039

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 41039 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,122

ZCTA residents

Median income
$59,053

Household, past 12 months

Median home
$116,000

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 41039 sits in Fleming County, Kentucky and is home to 3,122 people. Median household income is $59,053, the median home is worth $116,000 and median gross rent is $556. 80% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Fleming County

FIPS 21069

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 41039

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,122ZIP 41039 residents
Median household income
$59,053Past 12 months, inflation adjusted
Median home value
$116,000Owner-occupied units
Median gross rent
$556Rent plus utilities, monthly
Median age
35.8 yrsAll residents
Homeownership rate
80%Owner-occupied households

Sales tax in 41039

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
11%Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$602/mo20% down, 30-yr at 6.75%
Poverty rate
15.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 41039 compares

ZIP 41039 against the median ZIP in Fleming County and across Kentucky.

MeasureZIP 41039County medianState medianvs state
Median household income$59,053$48,354$53,906+10%
Median home value$116,000$115,200$130,850-11%
Median gross rent$556$653$791-30%
Population3,1222,7321,457+114%

Medians are computed across the 4 ZIP areas in Fleming County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 61% of 641 state ZIPs

#251
Home value

above 40% of 654 state ZIPs

#392
Population

larger than 67% of 779 state ZIPs

#260

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
42087Ballard County$58,947$117,200$717
40505Fayette County$58,922$166,300$914
40009Marion County$59,250$58,200$679
42347Ohio County$59,252$123,900$622
40160Hardin County$59,293$161,500$889
41095Gallatin County$59,342$165,500$788

Nearby ZIP codes

Other ZIP codes filed under Fleming County.

ZIP 41039 questions

Common questions about this ZIP code.

Where is ZIP code 41039?
ZIP 41039 lies mostly in Fleming County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 41039?
Kentucky charges 6% statewide.
Is 41039 expensive to live in?
Median rent runs $556 a month, about 11% of median household income, and the median home is worth $116,000-11% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 41039, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.