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Hopkins County · Kentucky

ZIP code 42453

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 42453 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
494

ZCTA residents

Median income
$51,364

Household, past 12 months

Median home
$90,800

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 42453 sits in Hopkins County, Kentucky and is home to 494 people. Median household income is $51,364, the median home is worth $90,800 and median gross rent is $858. 74.5% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Hopkins County

FIPS 21107

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 42453

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
494ZIP 42453 residents
Median household income
$51,364Past 12 months, inflation adjusted
Median home value
$90,800Owner-occupied units
Median gross rent
$858Rent plus utilities, monthly
Median age
41.1 yrsAll residents
Homeownership rate
74.5%Owner-occupied households

ZIP 42453 in context

How this area compares with national benchmarks.

ZIP 42453 is a very small community in Hopkins County, Kentucky, with 494 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #590 of 779 ranked by population — larger than 24% of them. The median age here is 41.1 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 42453 earn a median of $51,364 a year, 34.6% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 30% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 42453 is valued at $90,800, 70.1% below the national figure, while median gross rent runs $858 a month, 39% below the national figure, or roughly $10,296 across a full year. A household on the local median income would put about 20% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 1.8×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 74.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 494 residents, a handful of survey responses moves every median on this page. Compare ZIP 42453 against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 42453 in context

How 42453 sits inside Hopkins County and Kentucky.

ZIP 42453 is tabulated inside Hopkins County, Kentucky, one of 10 ZIP areas the Census publishes for that county and 779 across Kentucky. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 42453 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 42453 reports a median household income of $51,364, 6% below the $54,485 county median, and 5% below the $53,906 typical KY ZIP. Owner-occupied homes are valued at a median of $90,800, 15% below the county figure and 31% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $858 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Kentucky charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 42453.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 42453 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 42453

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
1.8×Home value ÷ household income
Est. mortgage
$471/mo20% down, 30-yr at 6.75%
Poverty rate
30%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 42453 compares

ZIP 42453 against the median ZIP in Hopkins County and across Kentucky.

MeasureZIP 42453County medianState medianvs state
Median household income$51,364$54,485$53,906-5%
Median home value$90,800$106,400$130,850-31%
Median gross rent$858$818$791+8%
Population4941,6431,457-66%

Medians are computed across the 10 ZIP areas in Hopkins County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 43% of 641 state ZIPs

#363
Home value

above 25% of 654 state ZIPs

#492
Population

larger than 24% of 779 state ZIPs

#590

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
41630Floyd County$51,389$46,100$669
41831Knott County$51,442$148,100$575
40437Casey County$51,229$123,500$751
41040Pendleton County$51,511$142,900$862
41731Perry County$51,538$52,700—
42141Barren County$51,188$170,700$833

Nearby ZIP codes

Other ZIP codes filed under Hopkins County.

Adjacent ZIP Codes

Other ZIP codes in Hopkins County, Kentucky.

ZIP 42453 questions

Common questions about this ZIP code.

Where is ZIP code 42453?
ZIP 42453 lies mostly in Hopkins County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 42453?
Kentucky charges 6% statewide.
Is 42453 expensive to live in?
Median rent runs $858 a month, about 20% of median household income, and the median home is worth $90,800 — -31% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 42453, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.