Skip to content
ZipNumbers

Jefferson County · Kentucky

ZIP code 40204

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 40204 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
14,018

ZCTA residents

Median income
$70,706

Household, past 12 months

Median home
$314,700

Owner-occupied value

Sales tax
6%

Combined state + local

Quick answer

ZIP 40204 sits in Jefferson County, Kentucky and is home to 14,018 people. Median household income is $70,706, the median home is worth $314,700 and median gross rent is $1,225. 51.4% of households own their home, and purchases are taxed at 6% combined.

County
Jefferson County

FIPS 21111

State
Kentucky (KY)

779 ZIPs covered

Area codes
502, 812, 930

NANPA codes serving this area

Metro area
Louisville

Rate jurisdiction used for tax

The numbers for 40204

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
14,018ZIP 40204 residents
Median household income
$70,706Past 12 months, inflation adjusted
Median home value
$314,700Owner-occupied units
Median gross rent
$1,225Rent plus utilities, monthly
Median age
38.8 yrsAll residents
Homeownership rate
51.4%Owner-occupied households

Sales tax in 40204

What a purchase inside this ZIP costs at checkout.

Rate applied
6%Louisville jurisdiction stack
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

This ZIP falls inside the Louisville rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
21%Median rent ÷ median income
Price-to-income
4.5×Home value ÷ household income
Est. mortgage
$1,633/mo20% down, 30-yr at 6.75%
Poverty rate
9.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 40204 compares

ZIP 40204 against the median ZIP in Jefferson County and across Kentucky.

MeasureZIP 40204County medianState medianvs state
Median household income$70,706$69,640$53,906+31%
Median home value$314,700$220,700$130,850+141%
Median gross rent$1,225$1,144$791+55%
Population14,01818,9681,457+862%

Medians are computed across the 38 ZIP areas in Jefferson County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 79% of 641 state ZIPs

#133
Home value

above 95% of 654 state ZIPs

#31
Population

larger than 86% of 779 state ZIPs

#108

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
41727Perry County$70,688$81,400
42053Ballard County$70,617$162,600$889
42236Christian County$70,893$119,700$858
40161Meade County$70,926$344,000
41018Kenton County$70,267$173,700$1,044
40461Garrard County$70,234$190,700$788

Nearby ZIP codes

Other ZIP codes filed under Jefferson County.

ZIP 40204 questions

Common questions about this ZIP code.

Where is ZIP code 40204?
ZIP 40204 lies mostly in Jefferson County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 40204?
Purchases are taxed at 6% combined, built from the Louisville jurisdiction stack.
Is 40204 expensive to live in?
Median rent runs $1,225 a month, about 21% of median household income, and the median home is worth $314,700+141% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 40204, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.