ZIP code 41015

ZIP 41015 is a mid-size town in Kenton County, Kentucky, with 20,396 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #73 of 779 ranked by population — larger than 90% of them. The median age here is 39.5 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 41015 earn a median of $63,783 a year, 18.8% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 18% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 41015 is valued at $176,500, 41.8% below the national figure, while median gross rent runs $857 a month, 39% below the national figure, or roughly $10,284 across a full year. A household on the local median income would put about 16.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 72.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 41015 is tabulated inside Kenton County, Kentucky, one of 8 ZIP areas the Census publishes for that county and 779 across Kentucky. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 41015 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 41015 reports a median household income of $63,783, 7% below the $68,671 county median, and 18% above the $53,906 typical KY ZIP. Owner-occupied homes are valued at a median of $176,500, 12% below the county figure and 35% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $857 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Kentucky charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 41015.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 41015 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.