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ZipNumbers

Calloway County · Kentucky

ZIP code 42054

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 42054 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
793

ZCTA residents

Median income
$57,065

Household, past 12 months

Median home
$154,200

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 42054 sits in Calloway County, Kentucky and is home to 793 people. Median household income is $57,065, the median home is worth $154,200 and median gross rent is $1,072. 61.5% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Calloway County

FIPS 21035

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 42054

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
793ZIP 42054 residents
Median household income
$57,065Past 12 months, inflation adjusted
Median home value
$154,200Owner-occupied units
Median gross rent
$1,072Rent plus utilities, monthly
Median age
41.7 yrsAll residents
Homeownership rate
61.5%Owner-occupied households

Sales tax in 42054

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
23%Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$800/mo20% down, 30-yr at 6.75%
Poverty rate
25.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 42054 compares

ZIP 42054 against the median ZIP in Calloway County and across Kentucky.

MeasureZIP 42054County medianState medianvs state
Median household income$57,065$53,021$53,906+6%
Median home value$154,200$156,150$130,850+18%
Median gross rent$1,072$790$791+36%
Population7931,3381,457-46%

Medians are computed across the 6 ZIP areas in Calloway County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

richer than 57% of 641 state ZIPs

#275
Home value

above 61% of 654 state ZIPs

#255
Population

larger than 35% of 779 state ZIPs

#507

Comparable ZIP codes

Kentucky ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
40361Bourbon County$57,074$216,700$793
40806Harlan County$57,135$111,600$696
40353Montgomery County$56,981$179,600$794
42021Carlisle County$56,932$81,600$895
42273Butler County$56,849$850
40117Meade County$56,791$165,600$881

Nearby ZIP codes

Other ZIP codes filed under Calloway County.

ZIP 42054 questions

Common questions about this ZIP code.

Where is ZIP code 42054?
ZIP 42054 lies mostly in Calloway County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 42054?
Kentucky charges 6% statewide.
Is 42054 expensive to live in?
Median rent runs $1,072 a month, about 23% of median household income, and the median home is worth $154,200+18% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 42054, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.