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Lincoln County · Kentucky

ZIP code 40442

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 40442 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
777

ZCTA residents

Median income
—

Household, past 12 months

Median home
$107,400

Owner-occupied value

Sales tax
6%

Kentucky state rate

Quick answer

ZIP 40442 sits in Lincoln County, Kentucky and is home to 777 people. Median household income is —, the median home is worth $107,400 and median gross rent is —. 86.3% of households own their home, and purchases are taxed at 6% (Kentucky state rate).

County
Lincoln County

FIPS 21137

State
Kentucky (KY)

779 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 40442

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
777ZIP 40442 residents
Median household income
—Past 12 months, inflation adjusted
Median home value
$107,400Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
45.6 yrsAll residents
Homeownership rate
86.3%Owner-occupied households

ZIP 40442 in context

How this area compares with national benchmarks.

ZIP 40442 is a very small community in Lincoln County, Kentucky, with 777 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #512 of 779 ranked by population — larger than 34% of them. The median age here is 45.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 40442 earn a median of not published a year. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 45.7% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 40442 is valued at $107,400, 64.6% below the national figure, while median gross rent runs not published a month. 86.3% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 777 residents, a handful of survey responses moves every median on this page. Compare ZIP 40442 against its county rather than against national figures.

The Census withheld household income, gross rent for ZIP 40442 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 40442 in context

How 40442 sits inside Lincoln County and Kentucky.

ZIP 40442 is tabulated inside Lincoln County, Kentucky, one of 5 ZIP areas the Census publishes for that county and 779 across Kentucky. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 40442 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 40442 reports a median household income of not published. Owner-occupied homes are valued at a median of $107,400, 15% below the county figure and 18% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Kentucky charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 40442.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 40442 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 40442

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Kentucky levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
$557/mo20% down, 30-yr at 6.75%
Poverty rate
45.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 40442 compares

ZIP 40442 against the median ZIP in Lincoln County and across Kentucky.

MeasureZIP 40442County medianState medianvs state
Median household income—$53,078$53,906—
Median home value$107,400$126,850$130,850-18%
Median gross rent—$688$791—
Population7774,2381,457-47%

Medians are computed across the 5 ZIP areas in Lincoln County and the 779 ZIP areas in Kentucky.

Statewide rank

Where this ZIP places among all 779 Kentucky ZIP areas.

Income

Not published

—
Home value

above 33% of 654 state ZIPs

#436
Population

larger than 34% of 779 state ZIPs

#512

Nearby ZIP codes

Other ZIP codes filed under Lincoln County.

Adjacent ZIP Codes

Other ZIP codes in Lincoln County, Kentucky.

ZIP 40442 questions

Common questions about this ZIP code.

Where is ZIP code 40442?
ZIP 40442 lies mostly in Lincoln County, Kentucky. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 40442?
Kentucky charges 6% statewide.
Is 40442 expensive to live in?
Median rent runs — a month, and the median home is worth $107,400 — -18% against the typical Kentucky ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 40442, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.