ZIP code 07305

ZIP 07305 is a small city in Hudson County, New Jersey, with 71,643 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #2 of 598 ranked by population — larger than 99% of them. The median age here is 35.7 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in ZIP 07305 earn a median of $77,126 a year, 1.8% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 19.2% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 07305 is valued at $418,200, 37.8% above the national figure, while median gross rent runs $1,610 a month, 14.5% above the national figure, or roughly $19,320 across a full year. A household on the local median income would put about 25% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 42.6% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 07305 is tabulated inside Hudson County, New Jersey, one of 16 ZIP areas the Census publishes for that county and 598 across New Jersey. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 07305 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 07305 reports a median household income of $77,126, 5% below the $81,015 county median, and 29% below the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $418,200, 15% below the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,610 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 07305 carries 6.625% at the register, assembled from the Jersey City jurisdiction stack: the New Jersey state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 07305 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 07305 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.