ZIP code 07032

ZIP 07032 is a small city in Hudson County, New Jersey, with 40,570 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #51 of 598 ranked by population — larger than 91% of them. The median age here is 39.2 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 07032 earn a median of $83,212 a year, 6% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 12.5% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 07032 is valued at $431,700, 42.3% above the national figure, while median gross rent runs $1,649 a month, 17.3% above the national figure, or roughly $19,788 across a full year. A household on the local median income would put about 23.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.2×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 45.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 07032 is tabulated inside Hudson County, New Jersey, one of 16 ZIP areas the Census publishes for that county and 598 across New Jersey. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 07032 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 07032 reports a median household income of $83,212, 3% above the $81,015 county median, and 24% below the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $431,700, 12% below the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,649 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 07032.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 07032 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.