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ZipNumbers

Hudson County · New Jersey

ZIP code 07032

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 07032 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
40,570

ZCTA residents

Median income
$83,212

Household, past 12 months

Median home
$431,700

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 07032 sits in Hudson County, New Jersey and is home to 40,570 people. Median household income is $83,212, the median home is worth $431,700 and median gross rent is $1,649. 45.4% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Hudson County

FIPS 34017

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 07032

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
40,570ZIP 07032 residents
Median household income
$83,212Past 12 months, inflation adjusted
Median home value
$431,700Owner-occupied units
Median gross rent
$1,649Rent plus utilities, monthly
Median age
39.2 yrsAll residents
Homeownership rate
45.4%Owner-occupied households

Sales tax in 07032

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
24%Median rent ÷ median income
Price-to-income
5.2×Home value ÷ household income
Est. mortgage
$2,240/mo20% down, 30-yr at 6.75%
Poverty rate
12.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 07032 compares

ZIP 07032 against the median ZIP in Hudson County and across New Jersey.

MeasureZIP 07032County medianState medianvs state
Median household income$83,212$81,015$109,182-24%
Median home value$431,700$489,400$423,950+2%
Median gross rent$1,649$1,705$1,718-4%
Population40,57051,91410,128+301%

Medians are computed across the 16 ZIP areas in Hudson County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 20% of 563 state ZIPs

#448
Home value

above 51% of 562 state ZIPs

#274
Population

larger than 91% of 598 state ZIPs

#51

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
08330Atlantic County$82,981$230,700$1,576
07203Union County$82,967$336,500$1,499
07606Bergen County$82,750$514,700$1,906
08037Atlantic County$83,762$307,700$1,297
07057Bergen County$82,422$493,700$1,568
08805Somerset County$84,201$393,900$1,859

Nearby ZIP codes

Other ZIP codes filed under Hudson County.

ZIP 07032 questions

Common questions about this ZIP code.

Where is ZIP code 07032?
ZIP 07032 lies mostly in Hudson County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 07032?
New Jersey charges 6.625% statewide.
Is 07032 expensive to live in?
Median rent runs $1,649 a month, about 24% of median household income, and the median home is worth $431,700+2% against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 07032, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.