Skip to content
ZipNumbers

Hudson County · New Jersey

ZIP code 07304

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 07304 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
49,260

ZCTA residents

Median income
$68,432

Household, past 12 months

Median home
$489,400

Owner-occupied value

Sales tax
6.625%

Combined state + local

Quick answer

ZIP 07304 sits in Hudson County, New Jersey and is home to 49,260 people. Median household income is $68,432, the median home is worth $489,400 and median gross rent is $1,572. 26% of households own their home, and purchases are taxed at 6.625% combined.

County
Hudson County

FIPS 34017

State
New Jersey (NJ)

598 ZIPs covered

Area codes
201, 212, 347, 516, 551, 646, 718, 732, 848, 862, 908, 914, 917, 929, 973

NANPA codes serving this area

Metro area
Jersey City

Rate jurisdiction used for tax

The numbers for 07304

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
49,260ZIP 07304 residents
Median household income
$68,432Past 12 months, inflation adjusted
Median home value
$489,400Owner-occupied units
Median gross rent
$1,572Rent plus utilities, monthly
Median age
34.6 yrsAll residents
Homeownership rate
26%Owner-occupied households

Sales tax in 07304

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%Jersey City jurisdiction stack
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

This ZIP falls inside the Jersey City rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
28%Median rent ÷ median income
Price-to-income
7.2×Home value ÷ household income
Est. mortgage
$2,539/mo20% down, 30-yr at 6.75%
Poverty rate
20%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 07304 compares

ZIP 07304 against the median ZIP in Hudson County and across New Jersey.

MeasureZIP 07304County medianState medianvs state
Median household income$68,432$81,015$109,182-37%
Median home value$489,400$489,400$423,950+15%
Median gross rent$1,572$1,705$1,718-8%
Population49,26051,91410,128+386%

Medians are computed across the 16 ZIP areas in Hudson County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 11% of 563 state ZIPs

#503
Home value

above 63% of 562 state ZIPs

#208
Population

larger than 95% of 598 state ZIPs

#27

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
08341Atlantic County$68,462$207,100$948
08069Salem County$68,397$184,000$1,221
07502Passaic County$68,649$347,200$1,492
07202Union County$68,071$358,000$1,508
08244Atlantic County$67,500$278,500$1,266
08021Camden County$67,439$192,200$1,288

Nearby ZIP codes

Other ZIP codes filed under Hudson County.

ZIP 07304 questions

Common questions about this ZIP code.

Where is ZIP code 07304?
ZIP 07304 lies mostly in Hudson County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 07304?
Purchases are taxed at 6.625% combined, built from the Jersey City jurisdiction stack.
Is 07304 expensive to live in?
Median rent runs $1,572 a month, about 28% of median household income, and the median home is worth $489,400+15% against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 07304, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.