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ZipNumbers

Bergen County · New Jersey

ZIP code 07401

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 07401 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,820

ZCTA residents

Median income
$156,992

Household, past 12 months

Median home
$764,600

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 07401 sits in Bergen County, New Jersey and is home to 6,820 people. Median household income is $156,992, the median home is worth $764,600 and median gross rent is $2,648. 77.4% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Bergen County

FIPS 34003

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 07401

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,820ZIP 07401 residents
Median household income
$156,992Past 12 months, inflation adjusted
Median home value
$764,600Owner-occupied units
Median gross rent
$2,648Rent plus utilities, monthly
Median age
45.7 yrsAll residents
Homeownership rate
77.4%Owner-occupied households

Sales tax in 07401

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
4.9×Home value ÷ household income
Est. mortgage
$3,967/mo20% down, 30-yr at 6.75%
Poverty rate
3.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 07401 compares

ZIP 07401 against the median ZIP in Bergen County and across New Jersey.

MeasureZIP 07401County medianState medianvs state
Median household income$156,992$136,069$109,182+44%
Median home value$764,600$588,800$423,950+80%
Median gross rent$2,648$1,929$1,718+54%
Population6,82011,57610,128-33%

Medians are computed across the 66 ZIP areas in Bergen County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 82% of 563 state ZIPs

#104
Home value

above 88% of 562 state ZIPs

#65
Population

larger than 36% of 598 state ZIPs

#384

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
08559Hunterdon County$157,194$556,000$2,070
08061Gloucester County$157,222$384,000
07757Monmouth County$156,196$685,800$1,310
08886Warren County$157,850$424,000$1,846
08525Mercer County$157,868$551,300$1,646
08003Camden County$155,947$418,000$1,991

Nearby ZIP codes

Other ZIP codes filed under Bergen County.

ZIP 07401 questions

Common questions about this ZIP code.

Where is ZIP code 07401?
ZIP 07401 lies mostly in Bergen County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 07401?
New Jersey charges 6.625% statewide.
Is 07401 expensive to live in?
Median rent runs $2,648 a month, about 20% of median household income, and the median home is worth $764,600+80% against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 07401, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.