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ZipNumbers

Union County · New Jersey

ZIP code 07205

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 07205 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
22,179

ZCTA residents

Median income
$98,558

Household, past 12 months

Median home
$363,200

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 07205 sits in Union County, New Jersey and is home to 22,179 people. Median household income is $98,558, the median home is worth $363,200 and median gross rent is $1,712. 70.7% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Union County

FIPS 34039

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 07205

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
22,179ZIP 07205 residents
Median household income
$98,558Past 12 months, inflation adjusted
Median home value
$363,200Owner-occupied units
Median gross rent
$1,712Rent plus utilities, monthly
Median age
36.3 yrsAll residents
Homeownership rate
70.7%Owner-occupied households

Sales tax in 07205

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
21%Median rent ÷ median income
Price-to-income
3.7×Home value ÷ household income
Est. mortgage
$1,885/mo20% down, 30-yr at 6.75%
Poverty rate
9.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 07205 compares

ZIP 07205 against the median ZIP in Union County and across New Jersey.

MeasureZIP 07205County medianState medianvs state
Median household income$98,558$102,683$109,182-10%
Median home value$363,200$425,600$423,950-14%
Median gross rent$1,712$1,794$1,718even
Population22,17922,31710,128+119%

Medians are computed across the 26 ZIP areas in Union County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 34% of 563 state ZIPs

#371
Home value

above 36% of 562 state ZIPs

#362
Population

larger than 75% of 598 state ZIPs

#152

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
07856Morris County$98,397$389,500$2,374
07735Monmouth County$98,760$384,700$1,520
08724Ocean County$98,771$364,700$1,767
07003Essex County$98,805$447,600$1,775
08640Burlington County$98,259$2,383
08243Cape May County$98,860$1,019,500

Nearby ZIP codes

Other ZIP codes filed under Union County.

ZIP 07205 questions

Common questions about this ZIP code.

Where is ZIP code 07205?
ZIP 07205 lies mostly in Union County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 07205?
New Jersey charges 6.625% statewide.
Is 07205 expensive to live in?
Median rent runs $1,712 a month, about 21% of median household income, and the median home is worth $363,200-14% against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 07205, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.