ZIP code 07087

ZIP 07087 is a small city in Hudson County, New Jersey, with 66,375 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #5 of 598 ranked by population — larger than 99% of them. The median age here is 37.8 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in ZIP 07087 earn a median of $65,369 a year, 16.8% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 21.3% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 07087 is valued at $446,800, 47.3% above the national figure, while median gross rent runs $1,489 a month, 5.9% above the national figure, or roughly $17,868 across a full year. A household on the local median income would put about 27.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.8×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 20.4% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 6.8× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 07087 is tabulated inside Hudson County, New Jersey, one of 16 ZIP areas the Census publishes for that county and 598 across New Jersey. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 07087 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 07087 reports a median household income of $65,369, 19% below the $81,015 county median, and 40% below the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $446,800, 9% below the county figure and 5% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,489 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 07087.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 07087 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.