ZIP code 08752

ZIP 08752 is a small town in Ocean County, New Jersey, with 2,254 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #505 of 598 ranked by population — larger than 15% of them. The median age here is 63.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 08752 earn a median of $75,865 a year, 3.4% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 10.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 08752 is valued at $779,000, 156.8% above the national figure, while median gross rent runs $1,402 a month, essentially level with the national figure, or roughly $16,824 across a full year. A household on the local median income would put about 22.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 10.3×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 79.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 10.3× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 63.5 puts ZIP 08752 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 08752 is tabulated inside Ocean County, New Jersey, one of 29 ZIP areas the Census publishes for that county and 598 across New Jersey. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 08752 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 08752 reports a median household income of $75,865, 25% below the $101,648 county median, and 31% below the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $779,000, 101% above the county figure and 84% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,402 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 08752.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 08752 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.