Bernalillo County · New Mexico
ZIP code 87109
- Population
- 39,323
- Median income
- $56,295
- Median home
- $298,300
- Sales tax
- 7.625%
ZCTA residents
Household, past 12 months
Owner-occupied value
Combined state + local
Quick answer
ZIP 87109 sits in Bernalillo County, New Mexico and is home to 39,323 people. Median household income is $56,295, the median home is worth $298,300 and median gross rent is $1,112. 51.6% of households own their home, and purchases are taxed at 7.625% combined.
- County
- Bernalillo County
- State
- New Mexico (NM)
- Area codes
- 505
FIPS 35001
372 ZIPs covered
NANPA codes serving this area
The numbers for 87109
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 39,323ZIP 87109 residents
- Median household income
- $56,295Past 12 months, inflation adjusted
- Median home value
- $298,300Owner-occupied units
- Median gross rent
- $1,112Rent plus utilities, monthly
- Median age
- 42.7 yrsAll residents
- Homeownership rate
- 51.6%Owner-occupied households
Sales tax in 87109
What a purchase inside this ZIP costs at checkout.
This ZIP falls inside the Albuquerque rate area, so state, county, city and district levies are published here as a full stack.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 87109 compares
ZIP 87109 against the median ZIP in Bernalillo County and across New Mexico.
| Measure | ZIP 87109 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $56,295 | $63,593 | $53,479 | +5% |
| Median home value | $298,300 | $282,000 | $177,700 | +68% |
| Median gross rent | $1,112 | $1,076 | $875 | +27% |
| Population | 39,323 | 23,537 | 903 | +4255% |
Medians are computed across the 24 ZIP areas in Bernalillo County and the 372 ZIP areas in New Mexico.
Statewide rank
Where this ZIP places among all 372 New Mexico ZIP areas.
- Income
- #127
- Home value
- #47
- Population
- #17
richer than 54% of 276 state ZIPs
above 82% of 261 state ZIPs
larger than 95% of 372 state ZIPs
Comparable ZIP codes
New Mexico ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Bernalillo County.
ZIP 87109 questions
Common questions about this ZIP code.
- Where is ZIP code 87109?
- ZIP 87109 lies mostly in Bernalillo County, New Mexico. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 87109?
- Purchases are taxed at 7.625% combined, built from the Albuquerque jurisdiction stack.
- Is 87109 expensive to live in?
- Median rent runs $1,112 a month, about 24% of median household income, and the median home is worth $298,300 — +68% against the typical New Mexico ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- New Mexico Taxation and Revenue Department — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.