ZIP code 87107

ZIP 87107 is a small city in Bernalillo County, New Mexico, with 26,993 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #27 of 372 ranked by population — larger than 92% of them. The median age here is 45.9 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 87107 earn a median of $59,663 a year, 24% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 17.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 87107 is valued at $282,000, 7.1% below the national figure, while median gross rent runs $901 a month, 35.9% below the national figure, or roughly $10,812 across a full year. A household on the local median income would put about 18.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.7×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 63.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 87107 is tabulated inside Bernalillo County, New Mexico, one of 24 ZIP areas the Census publishes for that county and 372 across New Mexico. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 87107 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 87107 reports a median household income of $59,663, 6% below the $63,593 county median, and 12% above the $53,479 typical NM ZIP. Owner-occupied homes are valued at a median of $282,000, close to the county figure and 59% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $901 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 87107 carries 7.625% at the register, assembled from the Albuquerque jurisdiction stack: the New Mexico state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 87107 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 87107 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.