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ZipNumbers

Bernalillo County · New Mexico

ZIP code 87104

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 87104 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
13,369

ZCTA residents

Median income
$67,714

Household, past 12 months

Median home
$300,000

Owner-occupied value

Sales tax
7.625%

Combined state + local

Quick answer

ZIP 87104 sits in Bernalillo County, New Mexico and is home to 13,369 people. Median household income is $67,714, the median home is worth $300,000 and median gross rent is $1,022. 65.9% of households own their home, and purchases are taxed at 7.625% combined.

County
Bernalillo County

FIPS 35001

State
New Mexico (NM)

372 ZIPs covered

Area codes
505

NANPA codes serving this area

Metro area
Albuquerque

Rate jurisdiction used for tax

The numbers for 87104

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
13,369ZIP 87104 residents
Median household income
$67,714Past 12 months, inflation adjusted
Median home value
$300,000Owner-occupied units
Median gross rent
$1,022Rent plus utilities, monthly
Median age
40.7 yrsAll residents
Homeownership rate
65.9%Owner-occupied households

Sales tax in 87104

What a purchase inside this ZIP costs at checkout.

Rate applied
7.625%Albuquerque jurisdiction stack
Tax on $100
$8Rounded to the dollar
Tax on $1,000
$76Before any exemptions

This ZIP falls inside the Albuquerque rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
4.4×Home value ÷ household income
Est. mortgage
$1,557/mo20% down, 30-yr at 6.75%
Poverty rate
13%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 87104 compares

ZIP 87104 against the median ZIP in Bernalillo County and across New Mexico.

MeasureZIP 87104County medianState medianvs state
Median household income$67,714$63,593$53,479+27%
Median home value$300,000$282,000$177,700+69%
Median gross rent$1,022$1,076$875+17%
Population13,36923,537903+1381%

Medians are computed across the 24 ZIP areas in Bernalillo County and the 372 ZIP areas in New Mexico.

Statewide rank

Where this ZIP places among all 372 New Mexico ZIP areas.

Income

richer than 73% of 276 state ZIPs

#74
Home value

above 82% of 261 state ZIPs

#46
Population

larger than 86% of 372 state ZIPs

#51

Comparable ZIP codes

New Mexico ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
88316Lincoln County$67,788$164,800$963
88120Quay County$67,849$182,500$625
87020Cibola County$67,511$154,900$741
87418San Juan County$67,438$199,400
88232Chaves County$67,273$115,600$731
87529Taos County$68,370$393,600$1,444

Nearby ZIP codes

Other ZIP codes filed under Bernalillo County.

ZIP 87104 questions

Common questions about this ZIP code.

Where is ZIP code 87104?
ZIP 87104 lies mostly in Bernalillo County, New Mexico. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 87104?
Purchases are taxed at 7.625% combined, built from the Albuquerque jurisdiction stack.
Is 87104 expensive to live in?
Median rent runs $1,022 a month, about 18% of median household income, and the median home is worth $300,000+69% against the typical New Mexico ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 87104, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.