ZIP code 87120

ZIP 87120 is a small city in Bernalillo County, New Mexico, with 65,477 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #3 of 372 ranked by population — larger than 99% of them. The median age here is 39.8 years against 39.1 nationally, a slightly older profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in ZIP 87120 earn a median of $84,887 a year, 8.1% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 11.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 87120 is valued at $276,900, 8.7% below the national figure, while median gross rent runs $1,404 a month, essentially level with the national figure, or roughly $16,848 across a full year. A household on the local median income would put about 19.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 79.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 87120 is tabulated inside Bernalillo County, New Mexico, one of 24 ZIP areas the Census publishes for that county and 372 across New Mexico. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 87120 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 87120 reports a median household income of $84,887, 33% above the $63,593 county median, and 59% above the $53,479 typical NM ZIP. Owner-occupied homes are valued at a median of $276,900, close to the county figure and 56% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,404 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 87120 carries 7.625% at the register, assembled from the Albuquerque jurisdiction stack: the New Mexico state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 87120 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 87120 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.