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ZipNumbers

Bernalillo County · New Mexico

ZIP code 87105

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 87105 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
54,215

ZCTA residents

Median income
$49,928

Household, past 12 months

Median home
$200,300

Owner-occupied value

Sales tax
7.625%

Combined state + local

Quick answer

ZIP 87105 sits in Bernalillo County, New Mexico and is home to 54,215 people. Median household income is $49,928, the median home is worth $200,300 and median gross rent is $972. 75% of households own their home, and purchases are taxed at 7.625% combined.

County
Bernalillo County

FIPS 35001

State
New Mexico (NM)

372 ZIPs covered

Area codes
505

NANPA codes serving this area

Metro area
Albuquerque

Rate jurisdiction used for tax

The numbers for 87105

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
54,215ZIP 87105 residents
Median household income
$49,928Past 12 months, inflation adjusted
Median home value
$200,300Owner-occupied units
Median gross rent
$972Rent plus utilities, monthly
Median age
38.9 yrsAll residents
Homeownership rate
75%Owner-occupied households

Sales tax in 87105

What a purchase inside this ZIP costs at checkout.

Rate applied
7.625%Albuquerque jurisdiction stack
Tax on $100
$8Rounded to the dollar
Tax on $1,000
$76Before any exemptions

This ZIP falls inside the Albuquerque rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
23%Median rent ÷ median income
Price-to-income
4.0×Home value ÷ household income
Est. mortgage
$1,039/mo20% down, 30-yr at 6.75%
Poverty rate
19%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 87105 compares

ZIP 87105 against the median ZIP in Bernalillo County and across New Mexico.

MeasureZIP 87105County medianState medianvs state
Median household income$49,928$63,593$53,479-7%
Median home value$200,300$282,000$177,700+13%
Median gross rent$972$1,076$875+11%
Population54,21523,537903+5904%

Medians are computed across the 24 ZIP areas in Bernalillo County and the 372 ZIP areas in New Mexico.

Statewide rank

Where this ZIP places among all 372 New Mexico ZIP areas.

Income

richer than 43% of 276 state ZIPs

#157
Home value

above 59% of 261 state ZIPs

#106
Population

larger than 98% of 372 state ZIPs

#6

Comparable ZIP codes

New Mexico ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
87412Rio Arriba County$50,125$119,900
87421San Juan County$49,716$125,500$1,647
87072Sandoval County$49,688$205,700
87044Sandoval County$49,583
88048Doña Ana County$49,432$98,200$762
87527Rio Arriba County$50,500$399,100

Nearby ZIP codes

Other ZIP codes filed under Bernalillo County.

ZIP 87105 questions

Common questions about this ZIP code.

Where is ZIP code 87105?
ZIP 87105 lies mostly in Bernalillo County, New Mexico. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 87105?
Purchases are taxed at 7.625% combined, built from the Albuquerque jurisdiction stack.
Is 87105 expensive to live in?
Median rent runs $972 a month, about 23% of median household income, and the median home is worth $200,300+13% against the typical New Mexico ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 87105, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.