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Bernalillo County · New Mexico

ZIP code 87112

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 87112 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
42,523

ZCTA residents

Median income
$69,610

Household, past 12 months

Median home
$254,400

Owner-occupied value

Sales tax
7.625%

Combined state + local

Quick answer

ZIP 87112 sits in Bernalillo County, New Mexico and is home to 42,523 people. Median household income is $69,610, the median home is worth $254,400 and median gross rent is $1,056. 62.5% of households own their home, and purchases are taxed at 7.625% combined.

County
Bernalillo County

FIPS 35001

State
New Mexico (NM)

372 ZIPs covered

Area codes
505

NANPA codes serving this area

Metro area
Albuquerque

Rate jurisdiction used for tax

The numbers for 87112

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
42,523ZIP 87112 residents
Median household income
$69,610Past 12 months, inflation adjusted
Median home value
$254,400Owner-occupied units
Median gross rent
$1,056Rent plus utilities, monthly
Median age
40.1 yrsAll residents
Homeownership rate
62.5%Owner-occupied households

ZIP 87112 in context

How this area compares with national benchmarks.

ZIP 87112 is a small city in Bernalillo County, New Mexico, with 42,523 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #13 of 372 ranked by population — larger than 96% of them. The median age here is 40.1 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 87112 earn a median of $69,610 a year, 11.4% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 10.6% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 87112 is valued at $254,400, 16.2% below the national figure, while median gross rent runs $1,056 a month, 24.9% below the national figure, or roughly $12,672 across a full year. A household on the local median income would put about 18.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 62.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 87112 in context

How 87112 sits inside Bernalillo County and New Mexico.

ZIP 87112 is tabulated inside Bernalillo County, New Mexico, one of 24 ZIP areas the Census publishes for that county and 372 across New Mexico. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 87112 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 87112 reports a median household income of $69,610, 9% above the $63,593 county median, and 30% above the $53,479 typical NM ZIP. Owner-occupied homes are valued at a median of $254,400, 10% below the county figure and 43% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,056 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 87112 carries 7.625% at the register, assembled from the Albuquerque jurisdiction stack: the New Mexico state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 87112 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 87112 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 87112

What a purchase inside this ZIP costs at checkout.

Rate applied
7.625%Albuquerque jurisdiction stack
Tax on $100
$8Rounded to the dollar
Tax on $1,000
$76Before any exemptions

This ZIP falls inside the Albuquerque rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
3.7×Home value ÷ household income
Est. mortgage
$1,320/mo20% down, 30-yr at 6.75%
Poverty rate
10.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 87112 compares

ZIP 87112 against the median ZIP in Bernalillo County and across New Mexico.

MeasureZIP 87112County medianState medianvs state
Median household income$69,610$63,593$53,479+30%
Median home value$254,400$282,000$177,700+43%
Median gross rent$1,056$1,076$875+21%
Population42,52323,537903+4609%

Medians are computed across the 24 ZIP areas in Bernalillo County and the 372 ZIP areas in New Mexico.

Statewide rank

Where this ZIP places among all 372 New Mexico ZIP areas.

Income

richer than 75% of 276 state ZIPs

#68
Home value

above 76% of 261 state ZIPs

#63
Population

larger than 97% of 372 state ZIPs

#13

Comparable ZIP codes

New Mexico ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
88008Doña Ana County$69,502$228,800$1,191
88022Grant County$70,417$169,200—
87529Taos County$68,370$393,600$1,444
87514Taos County$70,934$521,300—
88135Curry County$71,250$112,900$942
88316Lincoln County$67,788$164,800$963

Nearby ZIP codes

Other ZIP codes filed under Bernalillo County.

Adjacent ZIP Codes

Other ZIP codes in Bernalillo County, New Mexico.

ZIP 87112 questions

Common questions about this ZIP code.

Where is ZIP code 87112?
ZIP 87112 lies mostly in Bernalillo County, New Mexico. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 87112?
Purchases are taxed at 7.625% combined, built from the Albuquerque jurisdiction stack.
Is 87112 expensive to live in?
Median rent runs $1,056 a month, about 18% of median household income, and the median home is worth $254,400 — +43% against the typical New Mexico ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 87112, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.