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Passaic County · New Jersey

ZIP code 07513

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 07513 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
10,961

ZCTA residents

Median income
$64,320

Household, past 12 months

Median home
$387,400

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 07513 sits in Passaic County, New Jersey and is home to 10,961 people. Median household income is $64,320, the median home is worth $387,400 and median gross rent is $1,606. 31.1% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Passaic County

FIPS 34031

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 07513

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
10,961ZIP 07513 residents
Median household income
$64,320Past 12 months, inflation adjusted
Median home value
$387,400Owner-occupied units
Median gross rent
$1,606Rent plus utilities, monthly
Median age
33.3 yrsAll residents
Homeownership rate
31.1%Owner-occupied households

ZIP 07513 in context

How this area compares with national benchmarks.

ZIP 07513 is a mid-size town in Passaic County, New Jersey, with 10,961 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #286 of 598 ranked by population — larger than 52% of them. The median age here is 33.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 07513 earn a median of $64,320 a year, 18.1% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 18% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 07513 is valued at $387,400, 27.7% above the national figure, while median gross rent runs $1,606 a month, 14.2% above the national figure, or roughly $19,272 across a full year. A household on the local median income would put about 30% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 31.1% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 07513 in context

How 07513 sits inside Passaic County and New Jersey.

ZIP 07513 is tabulated inside Passaic County, New Jersey, one of 27 ZIP areas the Census publishes for that county and 598 across New Jersey. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 07513 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 07513 reports a median household income of $64,320, 38% below the $104,122 county median, and 41% below the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $387,400, 3% below the county figure and 9% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,606 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 07513.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 07513 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 07513

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
30%Median rent ÷ median income
Price-to-income
6.0×Home value ÷ household income
Est. mortgage
$2,010/mo20% down, 30-yr at 6.75%
Poverty rate
18%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 07513 compares

ZIP 07513 against the median ZIP in Passaic County and across New Jersey.

MeasureZIP 07513County medianState medianvs state
Median household income$64,320$104,122$109,182-41%
Median home value$387,400$399,900$423,950-9%
Median gross rent$1,606$1,696$1,718-7%
Population10,96114,67610,128+8%

Medians are computed across the 27 ZIP areas in Passaic County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 9% of 563 state ZIPs

#515
Home value

above 41% of 562 state ZIPs

#332
Population

larger than 52% of 598 state ZIPs

#286

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
07022Bergen County$64,152$512,100$1,597
08345Cumberland County$64,076$196,700$1,594
07087Hudson County$65,369$446,800$1,489
07514Passaic County$65,492$314,400$1,472
08638Mercer County$65,650$226,700$1,499
08332Cumberland County$65,825$195,900$1,223

Nearby ZIP codes

Other ZIP codes filed under Passaic County.

Adjacent ZIP Codes

Other ZIP codes in Passaic County, New Jersey.

ZIP 07513 questions

Common questions about this ZIP code.

Where is ZIP code 07513?
ZIP 07513 lies mostly in Passaic County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 07513?
New Jersey charges 6.625% statewide.
Is 07513 expensive to live in?
Median rent runs $1,606 a month, about 30% of median household income, and the median home is worth $387,400 — -9% against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 07513, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.