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Maine · FIPS 23005

Cumberland ZIP codes — Cumberland County, Maine

Quick answer

Cumberland County is home to 305,940 residents with a median household income of $92,983 and a median home value of $411,400. 70.4% of households own their home and 7.1% of residents live below the poverty line. Looking for a Cumberland ZIP code? 38 ZIP code areas fall inside Cumberland County, Maine, listed in full below.

Population
305,940Cumberland County residents
Median household income
$92,983Past 12 months, inflation adjusted
Median home value
$411,400Owner-occupied units
Median gross rent
$1,492Rent plus utilities, monthly
Median age
42.1 yrsAll residents
Homeownership rate
70.4%Owner-occupied households

Cumberland County, ME in context

How this area compares with national benchmarks.

Cumberland County is a mid-size city in Maine, with 305,940 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates. The median age here is 42.1 years against 39.1 nationally, a slightly older profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Cumberland County earn a median of $92,983 a year, 18.4% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 7.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Cumberland County is valued at $411,400, 35.6% above the national figure, while median gross rent runs $1,492 a month, 6.1% above the national figure, or roughly $17,904 across a full year. A household on the local median income would put about 19.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 70.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP codes in Cumberland County

ZIP code tabulation areas whose land area falls mostly in Cumberland County.

How to read this page

What these estimates cover.

Figures are five-year rolling averages from the American Community Survey, not single-year counts, so they describe conditions across 2019-2023 ACS 5-year rather than a single date. Median home value covers owner-occupied units as valued by their owners, and median gross rent includes utilities the renter pays. Small counties carry wide margins of error; treat single-dollar differences between neighbouring counties as noise.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Cities and towns in Maine

Largest Census places in Maine by population.

Nearby counties

Other counties in Maine.

Frequently asked questions

Common questions about this area.

What is the population of Cumberland County?
Cumberland County has 305,940 residents on Census ACS 2019-2023 ACS 5-year estimates.
What is the median household income in Cumberland County?
Median household income in Cumberland County is $92,983 a year, 18.4% above the national figure of $78,538.
How much does it cost to rent or buy in Cumberland County?
Median gross rent is $1,492 a month and the median home value is $411,400, so rent absorbs about 19.3% of median household income.
Is Cumberland County affordable compared with the rest of the US?
Homes cost about 4.4× the local median income here versus roughly 3.9× nationally, so Cumberland County is less affordable to buy in than the typical US market, and rent takes 19.3% of median income against the 30% cost-burden line.
How current is this Cumberland County data?
All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.