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Cumberland County · Maine

ZIP code 04029

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 04029 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,124

ZCTA residents

Median income
$71,845

Household, past 12 months

Median home
$272,900

Owner-occupied value

Sales tax
5.5%

Maine state rate

Quick answer

ZIP 04029 sits in Cumberland County, Maine and is home to 2,124 people. Median household income is $71,845, the median home is worth $272,900 and median gross rent is $1,302. 85.8% of households own their home, and purchases are taxed at 5.5% (Maine state rate).

County
Cumberland County

FIPS 23005

State
Maine (ME)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 04029

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,124ZIP 04029 residents
Median household income
$71,845Past 12 months, inflation adjusted
Median home value
$272,900Owner-occupied units
Median gross rent
$1,302Rent plus utilities, monthly
Median age
39.1 yrsAll residents
Homeownership rate
85.8%Owner-occupied households

ZIP 04029 in context

How this area compares with national benchmarks.

ZIP 04029 is a small town in Cumberland County, Maine, with 2,124 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #159 of 427 ranked by population — larger than 62% of them. The median age here is 39.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 04029 earn a median of $71,845 a year, 8.5% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 15.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 04029 is valued at $272,900, 10.1% below the national figure, while median gross rent runs $1,302 a month, 7.4% below the national figure, or roughly $15,624 across a full year. A household on the local median income would put about 21.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 85.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 04029 in context

How 04029 sits inside Cumberland County and Maine.

ZIP 04029 is tabulated inside Cumberland County, Maine, one of 38 ZIP areas the Census publishes for that county and 427 across Maine. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 04029 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 04029 reports a median household income of $71,845, 18% below the $87,399 county median, and 9% above the $65,739 typical ME ZIP. Owner-occupied homes are valued at a median of $272,900, 36% below the county figure and 18% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,302 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maine charges 5.5% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 04029.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 04029 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 04029

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Maine levies 5.5% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
22%Median rent ÷ median income
Price-to-income
3.8×Home value ÷ household income
Est. mortgage
$1,416/mo20% down, 30-yr at 6.75%
Poverty rate
15.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 04029 compares

ZIP 04029 against the median ZIP in Cumberland County and across Maine.

MeasureZIP 04029County medianState medianvs state
Median household income$71,845$87,399$65,739+9%
Median home value$272,900$426,300$230,650+18%
Median gross rent$1,302$1,435$983+32%
Population2,1244,5481,489+43%

Medians are computed across the 38 ZIP areas in Cumberland County and the 427 ZIP areas in Maine.

Statewide rank

Where this ZIP places among all 427 Maine ZIP areas.

Income

richer than 61% of 396 state ZIPs

#154
Home value

above 67% of 402 state ZIPs

#134
Population

larger than 63% of 427 state ZIPs

#159

Comparable ZIP codes

Maine ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
04250Androscoggin County$71,903$225,500$854
04253Androscoggin County$71,691$184,900—
04605Hancock County$72,083$230,900$983
04860Knox County$72,112$310,000$1,556
04862Knox County$71,546$236,700$1,067
04410Penobscot County$72,167$179,300$700

Nearby ZIP codes

Other ZIP codes filed under Cumberland County.

Adjacent ZIP Codes

Other ZIP codes in Cumberland County, Maine.

ZIP 04029 questions

Common questions about this ZIP code.

Where is ZIP code 04029?
ZIP 04029 lies mostly in Cumberland County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 04029?
Maine charges 5.5% statewide.
Is 04029 expensive to live in?
Median rent runs $1,302 a month, about 22% of median household income, and the median home is worth $272,900 — +18% against the typical Maine ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 04029, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.