Cumberland County · Maine
ZIP code 04040
- Population
- 2,963
- Median income
- $58,267
- Median home
- $243,600
- Sales tax
- 5.5%
ZCTA residents
Household, past 12 months
Owner-occupied value
Maine state rate
Quick answer
ZIP 04040 sits in Cumberland County, Maine and is home to 2,963 people. Median household income is $58,267, the median home is worth $243,600 and median gross rent is $795. 91.5% of households own their home, and purchases are taxed at 5.5% (Maine state rate).
- County
- Cumberland County
- State
- Maine (ME)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 23005
427 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 04040
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 2,963ZIP 04040 residents
- Median household income
- $58,267Past 12 months, inflation adjusted
- Median home value
- $243,600Owner-occupied units
- Median gross rent
- $795Rent plus utilities, monthly
- Median age
- 55.7 yrsAll residents
- Homeownership rate
- 91.5%Owner-occupied households
Sales tax in 04040
What a purchase inside this ZIP costs at checkout.
Maine levies 5.5% statewide with no local add-ons. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 04040 compares
ZIP 04040 against the median ZIP in Cumberland County and across Maine.
| Measure | ZIP 04040 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $58,267 | $87,399 | $65,739 | -11% |
| Median home value | $243,600 | $426,300 | $230,650 | +6% |
| Median gross rent | $795 | $1,435 | $983 | -19% |
| Population | 2,963 | 4,548 | 1,489 | +99% |
Medians are computed across the 38 ZIP areas in Cumberland County and the 427 ZIP areas in Maine.
Statewide rank
Where this ZIP places among all 427 Maine ZIP areas.
- Income
- #262
- Home value
- #176
- Population
- #128
richer than 34% of 396 state ZIPs
above 56% of 402 state ZIPs
larger than 70% of 427 state ZIPs
Comparable ZIP codes
Maine ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Cumberland County.
ZIP 04040 questions
Common questions about this ZIP code.
- Where is ZIP code 04040?
- ZIP 04040 lies mostly in Cumberland County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 04040?
- Maine charges 5.5% statewide.
- Is 04040 expensive to live in?
- Median rent runs $795 a month, about 16% of median household income, and the median home is worth $243,600 — +6% against the typical Maine ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Maine Revenue Services — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.