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Cumberland County · Maine

ZIP code 04062

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 04062 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
19,041

ZCTA residents

Median income
$98,946

Household, past 12 months

Median home
$370,900

Owner-occupied value

Sales tax
5.5%

Maine state rate

Quick answer

ZIP 04062 sits in Cumberland County, Maine and is home to 19,041 people. Median household income is $98,946, the median home is worth $370,900 and median gross rent is $1,189. 85.1% of households own their home, and purchases are taxed at 5.5% (Maine state rate).

County
Cumberland County

FIPS 23005

State
Maine (ME)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 04062

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
19,041ZIP 04062 residents
Median household income
$98,946Past 12 months, inflation adjusted
Median home value
$370,900Owner-occupied units
Median gross rent
$1,189Rent plus utilities, monthly
Median age
42 yrsAll residents
Homeownership rate
85.1%Owner-occupied households

ZIP 04062 in context

How this area compares with national benchmarks.

ZIP 04062 is a mid-size town in Cumberland County, Maine, with 19,041 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #13 of 427 ranked by population — larger than 97% of them. The median age here is 42 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 04062 earn a median of $98,946 a year, 26% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 2.9% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 04062 is valued at $370,900, 22.2% above the national figure, while median gross rent runs $1,189 a month, 15.4% below the national figure, or roughly $14,268 across a full year. A household on the local median income would put about 14.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 85.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 04062 in context

How 04062 sits inside Cumberland County and Maine.

ZIP 04062 is tabulated inside Cumberland County, Maine, one of 38 ZIP areas the Census publishes for that county and 427 across Maine. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 04062 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 04062 reports a median household income of $98,946, 13% above the $87,399 county median, and 51% above the $65,739 typical ME ZIP. Owner-occupied homes are valued at a median of $370,900, 13% below the county figure and 61% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,189 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maine charges 5.5% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 04062.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 04062 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 04062

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Maine levies 5.5% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
3.7×Home value ÷ household income
Est. mortgage
$1,925/mo20% down, 30-yr at 6.75%
Poverty rate
2.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 04062 compares

ZIP 04062 against the median ZIP in Cumberland County and across Maine.

MeasureZIP 04062County medianState medianvs state
Median household income$98,946$87,399$65,739+51%
Median home value$370,900$426,300$230,650+61%
Median gross rent$1,189$1,435$983+21%
Population19,0414,5481,489+1179%

Medians are computed across the 38 ZIP areas in Cumberland County and the 427 ZIP areas in Maine.

Statewide rank

Where this ZIP places among all 427 Maine ZIP areas.

Income

richer than 91% of 396 state ZIPs

#35
Home value

above 84% of 402 state ZIPs

#66
Population

larger than 97% of 427 state ZIPs

#13

Comparable ZIP codes

Maine ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
04046York County$99,861$559,900$1,250
03908York County$97,927$385,000$1,535
03903York County$100,472$465,100$1,837
04027York County$97,257$310,000$1,237
04043York County$101,204$460,600$1,405
04555Lincoln County$96,667$294,900$1,034

Nearby ZIP codes

Other ZIP codes filed under Cumberland County.

Adjacent ZIP Codes

Other ZIP codes in Cumberland County, Maine.

ZIP 04062 questions

Common questions about this ZIP code.

Where is ZIP code 04062?
ZIP 04062 lies mostly in Cumberland County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 04062?
Maine charges 5.5% statewide.
Is 04062 expensive to live in?
Median rent runs $1,189 a month, about 14% of median household income, and the median home is worth $370,900 — +61% against the typical Maine ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 04062, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.