
Cumberland County · Maine
ZIP code 04062
- Population
- 19,041
- Median income
- $98,946
- Median home
- $370,900
- Sales tax
- 5.5%
ZCTA residents
Household, past 12 months
Owner-occupied value
Maine state rate
Quick answer
ZIP 04062 sits in Cumberland County, Maine and is home to 19,041 people. Median household income is $98,946, the median home is worth $370,900 and median gross rent is $1,189. 85.1% of households own their home, and purchases are taxed at 5.5% (Maine state rate).
- County
- Cumberland County
- State
- Maine (ME)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 23005
427 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 04062
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 19,041ZIP 04062 residents
- Median household income
- $98,946Past 12 months, inflation adjusted
- Median home value
- $370,900Owner-occupied units
- Median gross rent
- $1,189Rent plus utilities, monthly
- Median age
- 42 yrsAll residents
- Homeownership rate
- 85.1%Owner-occupied households
ZIP 04062 in context
How this area compares with national benchmarks.
ZIP 04062 is a mid-size town in Cumberland County, Maine, with 19,041 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #13 of 427 ranked by population — larger than 97% of them. The median age here is 42 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 04062 earn a median of $98,946 a year, 26% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 2.9% of residents here, less than half the 12.4% national rate.
The typical owner-occupied home in ZIP 04062 is valued at $370,900, 22.2% above the national figure, while median gross rent runs $1,189 a month, 15.4% below the national figure, or roughly $14,268 across a full year. A household on the local median income would put about 14.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 85.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 04062 in context
How 04062 sits inside Cumberland County and Maine.
ZIP 04062 is tabulated inside Cumberland County, Maine, one of 38 ZIP areas the Census publishes for that county and 427 across Maine. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 04062 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 04062 reports a median household income of $98,946, 13% above the $87,399 county median, and 51% above the $65,739 typical ME ZIP. Owner-occupied homes are valued at a median of $370,900, 13% below the county figure and 61% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,189 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Maine charges 5.5% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 04062.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 04062 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 04062
What a purchase inside this ZIP costs at checkout.
Maine levies 5.5% statewide with no local add-ons. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 04062 compares
ZIP 04062 against the median ZIP in Cumberland County and across Maine.
| Measure | ZIP 04062 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $98,946 | $87,399 | $65,739 | +51% |
| Median home value | $370,900 | $426,300 | $230,650 | +61% |
| Median gross rent | $1,189 | $1,435 | $983 | +21% |
| Population | 19,041 | 4,548 | 1,489 | +1179% |
Medians are computed across the 38 ZIP areas in Cumberland County and the 427 ZIP areas in Maine.
Statewide rank
Where this ZIP places among all 427 Maine ZIP areas.
- Income
- #35
- Home value
- #66
- Population
- #13
richer than 91% of 396 state ZIPs
above 84% of 402 state ZIPs
larger than 97% of 427 state ZIPs
Comparable ZIP codes
Maine ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Cumberland County.
Adjacent ZIP Codes
Other ZIP codes in Cumberland County, Maine.
ZIP 04062 questions
Common questions about this ZIP code.
- Where is ZIP code 04062?
- ZIP 04062 lies mostly in Cumberland County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 04062?
- Maine charges 5.5% statewide.
- Is 04062 expensive to live in?
- Median rent runs $1,189 a month, about 14% of median household income, and the median home is worth $370,900 — +61% against the typical Maine ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Maine Revenue Services — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.