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ZipNumbers

Cumberland County · Maine

ZIP code 04101

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 04101 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
18,128

ZCTA residents

Median income
$60,726

Household, past 12 months

Median home
$600,600

Owner-occupied value

Sales tax
5.5%

Combined state + local

Quick answer

ZIP 04101 sits in Cumberland County, Maine and is home to 18,128 people. Median household income is $60,726, the median home is worth $600,600 and median gross rent is $1,457. 22.6% of households own their home, and purchases are taxed at 5.5% combined.

County
Cumberland County

FIPS 23005

State
Maine (ME)

427 ZIPs covered

Area codes
207

NANPA codes serving this area

Metro area
Portland

Rate jurisdiction used for tax

The numbers for 04101

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
18,128ZIP 04101 residents
Median household income
$60,726Past 12 months, inflation adjusted
Median home value
$600,600Owner-occupied units
Median gross rent
$1,457Rent plus utilities, monthly
Median age
36.3 yrsAll residents
Homeownership rate
22.6%Owner-occupied households

Sales tax in 04101

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%Portland jurisdiction stack
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

This ZIP falls inside the Portland rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
29%Median rent ÷ median income
Price-to-income
9.9×Home value ÷ household income
Est. mortgage
$3,116/mo20% down, 30-yr at 6.75%
Poverty rate
17.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 04101 compares

ZIP 04101 against the median ZIP in Cumberland County and across Maine.

MeasureZIP 04101County medianState medianvs state
Median household income$60,726$87,399$65,739-8%
Median home value$600,600$426,300$230,650+160%
Median gross rent$1,457$1,435$983+48%
Population18,1284,5481,489+1117%

Medians are computed across the 38 ZIP areas in Cumberland County and the 427 ZIP areas in Maine.

Statewide rank

Where this ZIP places among all 427 Maine ZIP areas.

Income

richer than 40% of 396 state ZIPs

#237
Home value

above 97% of 402 state ZIPs

#14
Population

larger than 96% of 427 state ZIPs

#15

Comparable ZIP codes

Maine ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
04969Penobscot County$60,625$188,000$722
04427Penobscot County$60,612$123,500$773
04063York County$60,594$435,000$558
04627Hancock County$60,536$266,100$1,179
04441Piscataquis County$60,965$292,900$666
04294Franklin County$61,016$183,000$495

Nearby ZIP codes

Other ZIP codes filed under Cumberland County.

ZIP 04101 questions

Common questions about this ZIP code.

Where is ZIP code 04101?
ZIP 04101 lies mostly in Cumberland County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 04101?
Purchases are taxed at 5.5% combined, built from the Portland jurisdiction stack.
Is 04101 expensive to live in?
Median rent runs $1,457 a month, about 29% of median household income, and the median home is worth $600,600+160% against the typical Maine ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 04101, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.